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Sep 30, 2020

Molina Q3 2020 Earnings Report

Reported GAAP EPS of $3.10 and adjusted EPS of $3.36.

Key Takeaways

Molina Healthcare reported a solid third quarter performance with increased premium revenue and improved medical care ratio. The company's net income increased to $185 million, and adjusted EPS reached $3.36.

Premium revenue increased by 16.8% to $4.8 billion.

Medical care ratio improved to 85.9% compared to 86.3% in the third quarter of 2019.

General and administrative expense ratio decreased to 7.3% from 7.6%.

Net income rose to $185 million, compared to $175 million in the same quarter of the previous year.

Total Revenue
$5.02B
Previous year: $4.24B
+18.3%
EPS
$3.36
Previous year: $2.83
+18.7%
Medicaid Membership
3.6M
Medicare Membership
113K
Marketplace Membership
325K
Gross Profit
$683M
Previous year: $601M
+13.6%
Cash and Equivalents
$3.2B
Previous year: $2.68B
+19.3%
Free Cash Flow
-$177M
Previous year: $232M
-176.3%
Total Assets
$7.88B
Previous year: $6.7B
+17.6%

Molina

Molina

Forward Guidance

The Company has increased its full year 2020 total revenue guidance to approximately $19.6 billion. While the Company’s core performance is expected to remain strong through the fourth quarter of 2020, the Company is choosing to maintain its existing earnings guidance.

Positive Outlook

  • Full year 2020 total revenue guidance increased to approximately $19.6 billion.
  • Revenue reflects the Passport membership.
  • Revenue reflects higher Medicaid enrollment through the third quarter of 2020.
  • Core performance is expected to remain strong through the fourth quarter of 2020.
  • Magellan Complete Care acquisition is on track to close around the end of the year.

Challenges Ahead

  • Continued uncertainty related to COVID’s impact on medical care costs.
  • Possibility for additional COVID-related rate refunds.
  • Cautious approach due to uncertainty related to COVID.
  • Marketplace MCR was negatively affected by COVID-related impacts.
  • Marketplace MCR was negatively affected by some modest underachievement of risk scores relative to the acuity of certain Marketplace members.