Mar 31, 2023

M&T Bank Q1 2023 Earnings Report

M&T Bank's first quarter earnings increased due to loan growth and steady credit quality.

Key Takeaways

M&T Bank Corporation reported a strong first quarter with net income nearly doubling from the year-earlier quarter, driven by loan growth, steady credit quality, and a strong liquidity position.

Diluted earnings per common share were $4.01, compared to $2.62 in the year-earlier quarter.

GAAP-basis net income was $702 million, up from $362 million in the first quarter of 2022.

Taxable-equivalent net interest income totaled $1.832 billion, a 102% increase from the previous year.

The provision for credit losses was $120 million, compared to $10 million in the first quarter of 2022.

Total Revenue
$2.41B
Previous year: $1.45B
+66.4%
EPS
$4.09
Previous year: $2.73
+49.8%
Net Interest Margin
4.04%
Previous year: 2.65%
+52.5%
Efficiency Ratio
55.5%
Previous year: 64.9%
-14.5%
Cash and Equivalents
$1.82B
Previous year: $1.41B
+28.8%
Total Assets
$203B
Previous year: $150B
+35.4%

M&T Bank

M&T Bank

M&T Bank Revenue by Segment

Forward Guidance

This news release and related conference call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the SEC.