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Mar 31, 2021

MGIC Q1 2021 Earnings Report

Reported strong financial performance due to solid credit quality, favorable housing market trends, and improving economic conditions.

Key Takeaways

MGIC Investment Corporation reported a net income of $150.0 million, or $0.43 per diluted share, for Q1 2021, compared to $149.8 million, or $0.42 per diluted share, for Q1 2020. Adjusted net operating income was $148.0 million, or $0.42 per diluted share, compared to $147.5 million, or $0.42 per diluted share, for the same period last year.

New insurance written was $30.8 billion, compared to $17.9 billion in the first quarter of 2020.

Insurance in force (IIF) of $251.7 billion increased by 11.6% compared to March 31, 2020.

Primary delinquency inventory of 52,775 loans decreased from 57,710 loans at December 31, 2020.

The loss ratio for the first quarter of 2021 was 15.5%, compared to 23.4% for the first quarter of 2020.

Total Revenue
$298M
Previous year: $307M
-2.9%
EPS
$0.42
Previous year: $0.42
+0.0%
New Insurance Written
$30.8B
Previous year: $17.9B
+72.1%
Insurance In Force
$252B
Previous year: $226B
+11.6%
Loss Ratio
15.5%
Previous year: 23.4%
-33.8%
Gross Profit
$250M
Previous year: $265M
-5.6%
Cash and Equivalents
$183M
Previous year: $365M
-49.9%
Free Cash Flow
$198M
Previous year: $184M
+7.5%
Total Assets
$7.41B
Previous year: $6.16B
+20.3%

MGIC

MGIC

Forward Guidance

Company did not provide forward guidance in the earnings report.