•
Jun 30, 2021

MGIC Q2 2021 Earnings Report

MGIC Investment Corporation's financial performance was characterized by robust financial results, influenced by the credit quality of insurance in force, a strong housing market, reduced new delinquencies, and improving economic conditions.

Key Takeaways

MGIC Investment Corporation reported a strong second quarter in 2021, with net income of $153.1 million, or $0.44 per diluted share, and adjusted net operating income of $151.5 million, also $0.44 per diluted share. The company benefited from a strong housing market, improving economic conditions, and a decrease in new delinquencies.

New insurance written was $33.6 billion, reflecting the strength of the purchase mortgage market.

Insurance in force increased to $262.0 billion, growing by 4.1% during the quarter and 13.7% compared to the previous year.

The loss ratio improved to 11.6%, compared to 89.2% in the second quarter of 2020.

Primary delinquency inventory decreased to 42,999 loans.

Total Revenue
$298M
Previous year: $294M
+1.3%
EPS
$0.44
Previous year: $0.03
+1366.7%
New Insurance Written
$33.6B
Previous year: $28.2B
+19.1%
Insurance In Force
$262B
Previous year: $231B
+13.7%
Loss Ratio
11.6%
Previous year: 89.2%
-87.0%
Gross Profit
$244M
Previous year: $250M
-2.3%
Cash and Equivalents
$179M
Previous year: $367M
-51.3%
Free Cash Flow
$150M
Previous year: $235M
-36.1%
Total Assets
$7.58B
Previous year: $6.57B
+15.2%

MGIC

MGIC

Forward Guidance

Reflecting the increase in capital position, and long-term confidence in transformed business model a $150 million dividend was declared and paid from MGIC to our holding company subsequent to quarter end.