Mar 31

Annaly Q1 2025 Earnings Report

Annaly reported a GAAP net income of $87 million and a 3% economic return in Q1 2025.

Key Takeaways

Annaly Capital delivered stable earnings for Q1 2025, supported by a resilient agency portfolio and increased dividend payouts, while maintaining a defensive position amid market volatility.

GAAP EPS was $0.15; non-GAAP EPS (EAD) remained strong at $0.72

Net income attributable to common stockholders was $87,067,000

Raised dividend to $0.70 per common share

Maintained a 95% hedge ratio to navigate market uncertainty

Total Revenue
$1.32B
Previous year: $1.09B
+20.6%
EPS
$0.72
Previous year: $0.64
+12.5%
Net Interest Margin
0.01%
Previous year: -0.03%
-129.0%
Yield on Assets
0.05%
Previous year: 4.88%
-98.9%
GAAP Cost of Liabilities
0.05%
Previous year: 5.4%
-99.1%
Cash and Equivalents
$1.83B
Previous year: $1.67B
+10.1%
Total Assets
$105B
Previous year: $91.5B
+14.9%

Annaly

Annaly

Annaly Revenue by Segment

Forward Guidance

Management emphasized preparedness for heightened interest rate volatility and reaffirmed the ability to generate attractive returns through a diversified housing finance portfolio.

Positive Outlook

  • Strong balance sheet entering the year with lowest leverage in a decade
  • Resilient performance across all three business lines
  • Ongoing investment in intermediate and high-coupon MBS
  • Raised $496M in accretive equity capital
  • Continued high hedge ratio at 95%

Challenges Ahead

  • Rising interest rate volatility post-quarter-end
  • Spread widening in MBS market
  • Residential Credit portfolio saw a decrease
  • GAAP EPS down from prior quarter
  • Challenging macro environment continues to weigh on securitization markets