Jun 30, 2023

Annaly Q2 2023 Earnings Report

Reported financial results for the quarter ended June 30, 2023, demonstrating proactive portfolio management and a diversified housing finance model.

Key Takeaways

Annaly Capital Management reported a GAAP net income of $0.27 per average common share and Earnings Available for Distribution (EAD) of $0.72 per average common share for Q2 2023. The company's economic return was 2.9% for the quarter, with an annualized GAAP return on average equity of 5.4% and an annualized EAD return on average equity of 13.2%. The total portfolio was $78.9 billion, and the book value per common share was $20.73.

Generated a 3% economic return in the second quarter of 2023, driven by proactive portfolio management and an improved operating environment.

Proactively managed leverage position during the quarter given uncertainties emanating from the regional banking turbulence and debt ceiling negotiations.

Book value ended the quarter effectively unchanged while the portfolio out-earned the dividend.

Generated a 6% economic return for the first half of the year despite substantial market volatility, demonstrating the stability and efficacy of our diversified housing finance model.

Total Revenue
$921M
Previous year: $646M
+42.7%
EPS
$0.72
Previous year: $1.2
-40.0%
Net Interest Margin
-0.15%
Previous year: 2.64%
-105.7%
Average Yield on Assets
4.27%
Previous year: 3.58%
+19.3%
Cost of Interest Bearing Liabilities
5%
Previous year: 1.12%
+346.4%
Cash and Equivalents
$1.24B
Previous year: $854M
+44.8%
Total Assets
$89.3B
Previous year: $82.4B
+8.4%

Annaly

Annaly

Forward Guidance

Annaly is optimistic given strong investment returns, declining volatility, a stable financing environment and a likely end to the Federal Reserve's rate hiking cycle. They remain overweight Agency MBS given the relative attractiveness of the sector, and continue to actively pursue opportunities across their Residential Credit and MSR portfolios to enhance risk-adjusted returns.

Positive Outlook

  • Strong investment returns
  • Declining volatility
  • Stable financing environment
  • Likely end to the Federal Reserve's rate hiking cycle
  • Relative attractiveness of the Agency MBS sector

Challenges Ahead

  • Elevated macroeconomic uncertainty
  • Potential volatility events
  • Changes in interest rates
  • Changes in prepayment rates
  • Availability of financing