Sep 30, 2023

Annaly Q3 2023 Earnings Report

Annaly's financial performance reflected challenges in fixed income markets due to rising global yields, while strategic portfolio management and hedging helped navigate volatility.

Key Takeaways

Annaly Capital Management reported a GAAP net loss of ($1.21) per average common share and earnings available for distribution (EAD) of $0.66 per average common share for Q3 2023. The economic return was (8.8%) for the quarter, with a book value per common share of $18.25. The company maintained a total portfolio of $76.2 billion, including a $68.5 billion Agency portfolio, and actively managed its hedge position, increasing the hedge ratio from 105% to 115%.

GAAP net loss was ($1.21) per average common share, while earnings available for distribution (EAD) reached $0.66 per average common share.

The economic return for the third quarter was (8.8%), and the book value per common share stood at $18.25.

Total portfolio amounted to $76.2 billion, with $68.5 billion allocated to the highly liquid Agency portfolio.

The hedge ratio increased from 105% to 115% through active management of portfolio duration by adding longer-dated hedges.

Total Revenue
$1B
Previous year: $678M
+47.5%
EPS
$0.66
Previous year: $1.06
-37.7%
Net Interest Margin
-0.2%
Previous year: 1.42%
-114.1%
Average Yield on Assets
4.49%
Previous year: 3.47%
+29.4%
Cost of Interest Bearing Liabilities
5.27%
Previous year: 2.38%
+121.4%
Cash and Equivalents
$1.24B
Previous year: $1.47B
-15.3%
Total Assets
$89.6B
Previous year: $85.4B
+5.0%

Annaly

Annaly

Forward Guidance

While risks to the operating environment persist, Annaly expects to benefit from attractive investment returns across its three businesses and a supportive financing environment.

Positive Outlook

  • Historically wide Agency MBS spreads provide ample compensation for above average volatility and technical challenges.
  • Residential Credit business continues to grow, bolstered by strong performance from the whole loan correspondent channel.
  • MSR portfolio is strengthened by stable cash flows and rising yields supporting valuations.
  • Company entered the quarter with lower leverage.
  • Company entered the quarter with substantial liquidity.

Challenges Ahead

  • Fixed income markets faced challenges due to a rapid rise in global yields.
  • Agency MBS spreads widened amidst ongoing supply.
  • MBS runoff from Federal Reserve and bank portfolios contributed to spread widening.
  • Elevated volatility impacted market conditions.
  • Higher rates and spreads weighed on book value and economic return for the quarter.