Loading...
•
Mar 31, 2025
Primerica Q1 2025 Earnings Report
Primerica delivered strong Q1 2025 results with record ISP sales, double-digit EPS growth, and solid operating performance across segments.
Key Takeaways
Primerica reported $804.8 million in revenue and $169.1 million in net income for Q1 2025, driven by record Investment and Savings Products sales, growth in the life-licensed sales force, and steady performance in Term Life Insurance. Diluted EPS grew 19% year-over-year to $5.05.
Total revenue increased 9% year-over-year to $804.8 million.
Record $3.6 billion in Investment and Savings Product sales, up 28% year-over-year.
Net income rose to $169.1 million, a 14% increase from the prior year.
Life-licensed sales force expanded to 152,167 representatives, up 7% year-over-year.
Revenue by Segment
Forward Guidance
Primerica expects continued resilience across its core segments with strong support from its growing sales force and disciplined financial model despite economic uncertainty.
Positive Outlook
- Record ISP sales indicate strong investor demand and product performance.
- Term Life segment remains stable with 5% growth in adjusted direct premiums.
- Strong earnings and ROE highlight continued profitability.
- Client asset values grew with favorable equity markets.
- Technology and operational investments support segment expansion.
Challenges Ahead
- Recruitment and new licensing showed YoY declines of 9% and 5%, respectively.
- Slight dip in productivity per life-licensed representative.
- Macroeconomic pressures may impact middle-income client engagement.
- Operating expenses rose in tandem with business growth.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...