•
Sep 30, 2020

Primerica Q3 2020 Earnings Report

Primerica's Q3 2020 results were driven by strong demand for protection products and record term life policy sales, which offset elevated claims experience. The life-licensed sales force increased, and client asset values reached a record high.

Key Takeaways

Primerica reported a strong third quarter in 2020, with a 9% increase in total revenues to $568.5 million and a 17% increase in net income to $112.1 million. Earnings per diluted share increased by 23% to $2.81. The company benefited from strong demand for protection products and an increase in average client asset values.

Term Life policies issued increased by 36% with record productivity and policy persistency.

Term Life net premiums grew by 13%, and adjusted direct premiums grew by 14%.

Investment and Savings Products ending client asset values reached a record $72.6 billion.

The Life-Licensed Sales Force increased to 136,306, aided by temporary COVID-related state licensing measures.

Total Revenue
$568M
Previous year: $521M
+9.2%
EPS
$2.78
Previous year: $2.26
+23.0%
Client Asset Values
$71.5B
Previous year: $66B
+8.3%
Life-Licensed Sales Force
136.31K
Previous year: 130.87K
+4.2%
ISP Product Sales
$1.84B
Previous year: $1.86B
-1.1%
Gross Profit
$509M
Previous year: $466M
+9.3%
Cash and Equivalents
$331M
Previous year: $238M
+39.2%
Total Assets
$14.3B
Previous year: $13.5B
+6.3%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the document.

Revenue & Expenses

Visualization of income flow from segment revenue to net income