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Dec 31, 2023

Primerica Q4 2023 Earnings Report

Reported a solid performance driven by recruiting and licensing momentum, increased investment product sales, and appreciation of client asset values.

Key Takeaways

Primerica reported a 6% increase in total revenues, reaching $726.3 million, and a 9% increase in earnings per diluted share (EPS) to $4.30. The life-licensed sales force grew to a record 141,572, up 5% year-over-year. Investment and Savings Product sales increased by 13%, and client asset values rose by 15%.

Life-licensed sales force reached a record 141,572, a 5% increase year-over-year.

Issued Term Life policies increased by 12%, with the total face amount issued up by 16%.

Investment and Savings Product sales rose by 13%.

Client asset values increased by 15%.

Total Revenue
$726M
Previous year: $687M
+5.7%
EPS
$4.25
Previous year: $3.49
+21.8%
Client Asset Values
$91B
Previous year: $83.3B
+9.3%
Life-Licensed Sales Force
141.57K
Previous year: 135.21K
+4.7%
ISP Product Sales
$2.4B
Previous year: $2.09B
+14.8%
Gross Profit
$642M
Previous year: $606M
+5.8%
Cash and Equivalents
$613M
Previous year: $489M
+25.3%
Total Assets
$15B
Previous year: $14.6B
+2.6%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

Primerica's management believes 2024 holds exciting opportunities to build momentum as the company works toward its biennial convention in July.

Revenue & Expenses

Visualization of income flow from segment revenue to net income