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Mar 31, 2022

Prudential Q1 2022 Earnings Report

Prudential's Q1 2022 results were announced, revealing a net loss but solid operating earnings driven by strong variable investment income.

Key Takeaways

Prudential Financial reported a net loss of $31 million, or $0.10 per share, compared to a net income of $2.828 billion, or $6.98 per share, in the same quarter last year. After-tax adjusted operating income was $1.218 billion, or $3.17 per share, versus $1.618 billion, or $3.99 per share, for the year-ago quarter. The results reflect solid operating earnings, including strong variable investment income, offsetting the impact of elevated COVID-19 mortality.

Net loss attributable to Prudential Financial, Inc. was $31 million, or $0.10 per Common share.

After-tax adjusted operating income reached $1.218 billion, or $3.17 per Common share.

Assets under management totaled $1.620 trillion.

Capital returned to shareholders amounted to $837 million, including $375 million in share repurchases and $462 million in dividends.

Total Revenue
$13.7B
Previous year: $14.2B
-3.9%
EPS
$3.17
Previous year: $4.11
-22.9%
Gross Profit
$0
0
Cash and Equivalents
$14.1B
Previous year: $5.4B
+160.9%
Total Assets
$878B
Previous year: $907B
-3.2%

Prudential

Prudential

Prudential Revenue by Segment

Forward Guidance

The company is focused on becoming a higher growth, less market sensitive, and more nimble company. They are making progress on their $750 million cost savings plan and investing in solutions and customer experience to drive sustainable business growth.

Positive Outlook

  • Delivered solid operating earnings for the first quarter.
  • Strong variable investment income more than offset the impact of elevated COVID-19 mortality.
  • Completed the sales of our Full Service business and a portion of our traditional variable annuities block.
  • Advanced our emerging markets strategy by reaching an agreement to acquire a minority stake in South Africa’s Alexander Forbes.
  • Made further progress towards completing our $750 million cost savings plan.

Challenges Ahead

  • Net loss attributable to Prudential Financial, Inc. of $31 million or $0.10 per Common share.
  • After-tax adjusted operating income of $1.218 billion or $3.17 per Common share versus $1.618 billion or $3.99 per share for the year-ago quarter.
  • Book value per Common share of $115.28 versus $145.05 per share for the year-ago quarter.
  • PGIM assets under management of $1.415 trillion were down 2% from the year-ago quarter, reflecting the impact of rising interest rates and spreads on fixed income assets and unfavorable foreign exchange impacts.
  • Net outflows in the current quarter totaled $2.6 billion as withdrawals and benefits exceeded sales of $2.3 billion, reflecting the episodic nature of Funded Pension Risk Transfer and International Reinsurance transactions that totaled $0.7 billion in the quarter.