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Mar 31

Qudian Q1 2025 Earnings Report

Qudian posted a return to profitability in Q1 2025, driven by strong investment and derivative income despite a sharp decline in revenue.

Key Takeaways

Qudian reported a net income of $20.7M in Q1 2025, reversing a loss from the same quarter last year. The company's revenue fell sharply due to competition in its last-mile delivery segment, but gains from investments and derivatives offset the decline.

Revenue dropped 53.8% YoY to $3.6M due to declining performance in the last-mile delivery segment.

Net income reached $20.7M, reversing a $73.6M loss in Q1 2024.

Derivative instruments and investment income contributed significantly to profitability.

The company is considering winding down its last-mile delivery business due to competitive pressure.

Total Revenue
$3.55M
Previous year: $7.77M
-54.3%
EPS
$0.12
Previous year: -$0.05
-340.0%
Interest and investment income
$22.8M
Previous year: $7.47M
+205.2%
Gain on derivatives
$6.52M
Previous year: -$5.03M
-229.7%
Operating cash flow
$35M
Cash and Equivalents
$665M
Previous year: $1.25B
-46.8%
Free Cash Flow
$35M
Total Assets
$1.74B
Previous year: $1.7B
+2.5%

Qudian

Qudian

Qudian Revenue by Segment

Qudian Revenue by Geographic Location

Forward Guidance

Qudian is evaluating the future of its last-mile delivery operations while focusing on cash preservation and exploring new opportunities.

Positive Outlook

  • Strong net income driven by investment and derivative gains
  • Substantial operating and investing cash flow
  • Reduced general and administrative expenses
  • Continued execution of share repurchase program
  • Improved balance sheet stability with high cash reserves

Challenges Ahead

  • Significant decline in core revenue
  • Last-mile delivery segment under heavy competitive pressure
  • Operating loss persisted despite profitability at the net level
  • Foreign exchange losses impacted results
  • Ongoing uncertainty in business model transition