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Dec 31, 2022

Q2 Q4 2022 Earnings Report

Announced fourth quarter and full-year 2022 financial results.

Key Takeaways

Q2 Holdings reported an 11% year-over-year increase in revenue for the fourth quarter, reaching $146.5 million. The company's largest sales quarter in history was driven by several Tier 1 and Enterprise deals. Focus on cost management is expected to drive sustained growth and margin expansion for 2023 and beyond.

Annualized Recurring Revenue increased to $655.2 million, up 14% year-over-year.

Remaining Performance Obligation total, or Backlog, increased by $104 million sequentially, resulting in total committed Backlog of approximately $1.5 billion at quarter-end.

Exited the fourth quarter with approximately 21.1 million registered users on the Q2 digital banking platform, representing 10% year-over-year growth.

Generated record cash flow from operations for the quarter of $43.9 million and finished with cash, cash equivalents and investments of $433.4 million.

Total Revenue
$147M
Previous year: $132M
+11.1%
EPS
$0.06
Previous year: $0.1
-40.0%
Gross Margin
45.2%
Previous year: 45.1%
+0.2%
Adjusted EBITDA
$8.35M
Previous year: $10.8M
-22.8%
Gross Profit
$66.2M
Previous year: $59.5M
+11.3%
Cash and Equivalents
$200M
Previous year: $323M
-38.2%
Free Cash Flow
$42.6M
Previous year: $35.6M
+19.6%
Total Assets
$1.35B
Previous year: $1.39B
-2.6%

Q2

Q2

Forward Guidance

Q2 Holdings is providing guidance for its first quarter of 2023 and full-year 2023.

Positive Outlook

  • Total non-GAAP revenue of $149.0 million to $152.0 million for Q1 2023, which would represent year-over-year growth of 11 to 13 percent.
  • Adjusted EBITDA of $10.0 million to $12.5 million for Q1 2023, representing 7 to 8 percent of non-GAAP revenue for the quarter.
  • Total non-GAAP revenue of $632.0 million to $640.0 million for full-year 2023, which would represent year-over-year growth of 12 percent to 13 percent.
  • Adjusted EBITDA of $62.0 million to $66.0 million for full-year 2023, representing approximately 10 percent of non-GAAP revenue for the year.