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Dec 31, 2023

Q2 Q4 2023 Earnings Report

Announced fourth quarter and full-year 2023 financial results.

Key Takeaways

Q2 Holdings reported Q4 revenue of $162.1 million, up 11% year-over-year, and adjusted EBITDA of $23.2 million. The company closed out 2023 with its best bookings performance in company history.

Signed four Tier 1 digital banking contracts.

Signed a new Top 4 U.S. bank to a relationship pricing solution contract.

Subscription Annualized Recurring Revenue increased to $593.9 million, up 19 percent year-over-year.

Remaining Performance Obligation total, or Backlog, increased by $269.2 million sequentially, resulting in total committed Backlog of approximately $1.8 billion at quarter-end.

Total Revenue
$162M
Previous year: $147M
+10.6%
EPS
$0.27
Previous year: $0.06
+350.0%
Gross Margin
50.2%
Previous year: 45.2%
+11.1%
Adjusted EBITDA
$23.2M
Previous year: $8.35M
+177.7%
Gross Profit
$81.4M
Previous year: $66.2M
+22.9%
Cash and Equivalents
$230M
Previous year: $200M
+15.1%
Free Cash Flow
$35.5M
Previous year: $42.6M
-16.7%
Total Assets
$1.2B
Previous year: $1.35B
-11.0%

Q2

Q2

Forward Guidance

Q2 Holdings is providing guidance for its first quarter of 2024 and full-year 2024.

Positive Outlook

  • Total non-GAAP revenue of $161.7 million to $164.7 million, which would represent year-over-year growth of 6 to 8 percent.
  • Adjusted EBITDA of $22.0 million to $24.0 million, representing 13 to 15 percent of non-GAAP revenue for the quarter.
  • Total non-GAAP revenue of $683.0 million to $689.0 million, which would represent year-over-year growth of 9 to 10 percent.
  • Adjusted EBITDA of $107.0 million to $111.0 million, representing approximately 16 percent of non-GAAP revenue for the year.
  • Average annual subscription revenue growth of approximately 14 percent (2024 through 2026).

Challenges Ahead

  • GAAP net loss is the most comparable GAAP measure to adjusted EBITDA.
  • Q2 Holdings is unable to predict with reasonable certainty the ultimate outcome of these exclusions without unreasonable effort.
  • Q2 Holdings has not provided guidance for GAAP net loss or a reconciliation of the forward-looking adjusted EBITDA guidance to GAAP net loss.
  • These excluded items could be material to our results computed in accordance with GAAP in future periods.
  • Forward-looking statements are based on current expectations and are subject to risks and uncertainties.