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Jun 30, 2021

Regions Q2 2021 Earnings Report

Delivered solid revenue and pre-tax pre-provision income.

Key Takeaways

Regions Financial Corporation reported net income available to common shareholders of $748 million and earnings per diluted share of $0.77 for the second quarter ended June 30, 2021. Compared to the second quarter of 2020, total revenue grew 2 percent while pre-tax pre-provision income increased 10 percent.

Digital investments are generating returns, with 9% year-over-year growth in active digital banking users and 13% year-over-year growth in active mobile banking users.

Business segments are proving resilient with key talent hires of client-facing associates in growth markets.

Strategic decisions are delivering long-term results with Regions identifying high-growth markets in its existing footprint.

Regions' credit quality continues to grow stronger, demonstrating resiliency and prudent risk management amid evolving economic conditions.

Total Revenue
$1.56B
Previous year: $1.54B
+1.2%
EPS
$0.77
Previous year: -$0.25
-408.0%
Efficiency Ratio
56.4%
Previous year: 59.4%
-5.1%
Tier 1 Capital Ratio
11.9%
Previous year: 10.4%
+14.4%
Cash and Equivalents
$25.6B
Previous year: $13.2B
+93.9%
Total Assets
$156B
Previous year: $144B
+8.0%

Regions

Regions

Forward Guidance

Not provided in the earnings report.