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Mar 31, 2023

NRZ Q1 2023 Earnings Report

Rithm Capital reported consistent results amidst a volatile macro environment, generating $0.35 in earnings available for distribution per share and posting a book value of $11.67 per share.

Key Takeaways

Rithm Capital Corp. reported a GAAP net income of $68.9 million, or $0.14 per diluted common share, and earnings available for distribution of $171.1 million, or $0.35 per diluted common share for the first quarter ended March 31, 2023. The company's MSR portfolio totaled $603 billion in unpaid principal balance. Origination and Servicing combined segment pre-tax income was $164.0 million.

GAAP net income was $68.9 million, or $0.14 per diluted common share.

Earnings available for distribution reached $171.1 million, or $0.35 per diluted common share.

The company declared a common dividend of $120.8 million, or $0.25 per common share.

The MSR portfolio totaled $603 billion in unpaid principal balance.

Total Revenue
$783M
Previous year: $225M
+247.5%
EPS
$0.35
Previous year: $0.37
-5.4%
Origination UPB
$7B
Servicing Portfolio UPB
$603B
Previous year: $626B
-3.7%
Gross Profit
$825M
Previous year: $80.6M
+923.4%
Cash and Equivalents
$1.43B
Previous year: $1.67B
-14.2%
Total Assets
$31.8B
Previous year: $37.9B
-16.0%

NRZ

NRZ

Forward Guidance

Rithm Capital estimates Q2 2023 funded origination volume of approximately $7 to $9 billion.

Positive Outlook

  • Rithm is well-positioned to continue deploying capital into attractive opportunities.
  • Focus on credit and risk management has served the Company and its shareholders extremely well.
  • Expansion into the private capital business will drive company growth.
  • Emphasis on quality performance in the existing portfolio will drive our Company through its next phase of growth.
  • Rithm delivered great performance in the first quarter of 2023.

Challenges Ahead

  • Volatile macro environment
  • Stress in the regional banking sector
  • Uncertainty still to play out in the financial services space
  • Realized and unrealized gains and losses on investments are subject to significant variability
  • The Company’s definition of earnings available for distribution includes accretion on held-for-sale loans as if they continued to be held-for-investment, but there is no guarantee that such loans will be sold.