Mar 31, 2021

RenaissanceRe Q1 2021 Earnings Report

Reported a net loss attributable to common shareholders and experienced impact from Winter Storm Uri.

Key Takeaways

RenaissanceRe reported a net loss attributable to common shareholders of $290.9 million for the first quarter of 2021, impacted by Winter Storm Uri and volatile capital markets. However, the company grew gross premiums written by 30.9% and repurchased 1.1 million common shares.

Grew gross premiums written by 30.9%, with 32.5% growth in the Property segment and 28.6% in the Casualty and Specialty segment.

Major winter storms in February 2021, referred to as Winter Storm Uri, caused widespread damage in the U.S., predominately in Texas, and had a $179.8 million net negative impact on net loss attributable to common shareholders, primarily in the Property segment.

Repurchased 1.1 million common shares at an average price of $159.47 per common share in the first quarter, with additional repurchases of 330 thousand common shares from April 1, 2021 through April 23, 2021 at an average price of $167.62 per common share.

Utilized flexible platform to broaden access to risk and match with efficient capital, growing premiums on a gross and net basis

Total Revenue
$861M
Previous year: $896M
-3.9%
EPS
$0.09
Previous year: $0.76
-88.2%
Combined ratio
103.1%
Previous year: 93%
+10.9%
Gross Profit
$867M
Previous year: $64.1M
+1253.7%
Cash and Equivalents
$1.29B
Previous year: $896M
+43.6%
Total Assets
$32.2B
Previous year: $27.5B
+17.4%

RenaissanceRe

RenaissanceRe

Forward Guidance

RenaissanceRe anticipates additional opportunities to grow into a broadly improving market by matching desirable risk with efficient capital, both on our wholly owned balance sheets and in our industry-leading RenaissanceRe Capital Partners business. Together with improved yields in our investment portfolio, this diligent execution of our strategy will further contribute to shareholder value creation.

Positive Outlook

  • Expanded participation on multiple casualty and specialty lines, benefiting from underlying rate increases and anticipated improvement in underwriting margins.
  • Grew catastrophe-exposed U.S. property excess and surplus lines in the other property class of business.
  • Took a disciplined approach at the January 1 and April 1 property catastrophe renewals, expanding participation predominately with existing customers at improved rates.
  • Rebranded ventures unit as RenaissanceRe Capital Partners, reflecting partnership approach and strong alignment with third-party investors.

Challenges Ahead

  • The uncertainty of the continuing and future impact of the COVID-19 pandemic, including measures taken in response thereto and the effect of legislative, regulatory and judicial influences on our financial performance and our ability to conduct our business
  • The frequency and severity of catastrophic and other events the Company covers
  • The effectiveness of the Company’s claims and claim expense reserving process
  • The effect of climate change on the Company’s business, including the trend towards increasingly frequent and severe climate events
  • The Company’s ability to maintain its financial strength ratings