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Mar 31

RenaissanceRe Q1 2025 Earnings Report

RenaissanceRe reported mixed results impacted by major catastrophe events but posted solid investment returns in Q1 2025.

Key Takeaways

RenaissanceRe experienced a challenging quarter due to $702.8M in net losses from major events like the California Wildfires but managed to deliver positive net income and strong investment gains.

Reported net income of $161.1 million despite $702.8 million in catastrophe-related losses.

Operating loss of $69.8 million with a diluted operating EPS of -$1.49.

Achieved a total investment result of $738.3 million driven by fixed income and derivatives gains.

Tangible book value per share plus accumulated dividends grew 0.9%.

Total Revenue
$3.47B
Previous year: $2.6B
+33.5%
EPS
-$1.49
Previous year: $12.2
-112.2%
Gross premiums written
$4.16B
Previous year: $3.99B
+4.1%
Combined ratio
128.3%
Previous year: 77.9%
+64.7%
Book value/share
$196
Previous year: $171
+14.8%
Cash and Equivalents
$1.63B
Previous year: $1.61B
+1.6%
Total Assets
$53.6B
Previous year: $44.7B
+20.1%

RenaissanceRe

RenaissanceRe

RenaissanceRe Revenue by Segment

Forward Guidance

No explicit forward guidance provided in the report, but commentary highlights focus on value creation amid volatility.

Positive Outlook

  • Tangible book value per share grew despite major catastrophe impacts.
  • Strong investment performance across asset classes.
  • New catastrophe bond fund launched with $341.5 million in capital.
  • Raised $461.8 million in third-party capital across multiple platforms.
  • Successfully returned $380 million to shareholders via buybacks and dividends.

Challenges Ahead

  • Significant underwriting losses due to California Wildfires and other large events.
  • Adjusted combined ratio climbed to 126.4%.
  • Fee income down 63.5% year-over-year.
  • Operating return on equity dropped to -2.9%.
  • Casualty and Specialty segment posted underwriting loss of $163.4 million.