Mar 31, 2022

Charles Schwab Q1 2022 Earnings Report

Charles Schwab's Q1 2022 financial results reflected ongoing success with clients amidst a challenging environment.

Key Takeaways

Charles Schwab reported a net income of $1.4 billion for Q1 2022, a decrease compared to both Q4 2021 and Q1 2021. The company attracted 1.2 million new brokerage accounts and $121 billion in core net new assets. Total client assets reached $7.86 trillion, up 11% year-over-year.

Core net new assets totaled $120.5 billion, representing a 6% annualized organic growth rate.

Total client assets finished at $7.86 trillion, up 11% year-over-year.

The company attracted 1.2 million new brokerage accounts during the first quarter.

Trading activity averaged more than 6.5 million trades a day.

Total Revenue
$4.67B
Previous year: $4.72B
-0.9%
EPS
$0.77
Previous year: $0.84
-8.3%
Core Net New Assets
$121B
Previous year: $134B
-9.9%
Client Assets
$7.86T
Previous year: $7.07T
+11.2%
New Brokerage Accounts
1.2M
Gross Profit
$4.67B
Previous year: $4.72B
-0.9%
Cash and Equivalents
$91.1B
Previous year: $48.2B
+89.1%
Free Cash Flow
$2.76B
Previous year: -$4.93B
-155.9%
Total Assets
$681B
Previous year: $563B
+20.9%

Charles Schwab

Charles Schwab

Charles Schwab Revenue by Segment

Forward Guidance

The press release contains forward-looking statements relating to business momentum; strategic initiatives; TD Ameritrade integration; growth in the client base, accounts, and assets; investments to attract and retain talent, improve service and the client experience, expand products, services and offerings to meet client needs, diversify revenues, and drive scale and efficiency; expense management; balancing near-term profitability and long-term investment; capital management; and financial strength and flexibility.

Positive Outlook

  • Ability to attract and retain clients and independent investment advisors and grow those relationships and client assets
  • Develop and launch new and enhanced products, services, and capabilities, as well as enhance its infrastructure and capacity, in a timely and successful manner
  • Hire and retain talent
  • Support client activity levels
  • Successfully implement integration strategies and plans

Challenges Ahead

  • General market conditions, including equity valuations, trading activity, and the level of interest rates
  • Market volatility
  • Client use of the company’s advisory solutions and other products and services
  • Client sensitivity to rates
  • Level of client assets, including cash balances

Revenue & Expenses

Visualization of income flow from segment revenue to net income