•
Mar 31

Stifel Q1 2025 Earnings Report

Stifel reported its Q1 2025 results with record first-quarter revenue but significantly lower net income due to elevated legal provisions.

Key Takeaways

Stifel Financial Corp. delivered its highest-ever Q1 revenue at $1.26 billion, supported by strong asset management and investment banking results. However, net income dropped significantly compared to last year due to elevated legal expenses.

Revenue reached a Q1 record of $1.26 billion, up from $1.16 billion a year ago.

Net income plunged to $43.7 million from $154.3 million last year due to legal provisions.

Non-GAAP EPS was $0.49, with adjustments mainly due to legal and merger-related charges.

Global Wealth Management and Institutional Group both showed revenue growth year-over-year.

Total Revenue
$1.26B
Previous year: $1.16B
+8.0%
EPS
$0.49
Previous year: $1.49
-67.1%
Client Assets
$486B
Previous year: $468B
+3.9%
Fee-based Assets
$190B
Previous year: $177B
+7.1%
Financial Advisors
52
Total Assets
$40.4B
Previous year: $38.3B
+5.6%

Stifel

Stifel

Stifel Revenue by Segment

Forward Guidance

Stifel remains optimistic about long-term growth potential but recognizes short-term headwinds due to legal costs and market volatility.

Positive Outlook

  • Record Q1 revenue driven by diversified income streams.
  • Growth across all major revenue lines including asset management and advisory.
  • 52 financial advisors recruited, adding to future growth capacity.
  • Strong balance sheet with total assets reaching $40.4 billion.
  • Tangible book value per share increased 9% year-over-year.

Challenges Ahead

  • Net income declined sharply due to significant legal provisions.
  • GAAP pre-tax margin fell to 5.0% from 18.8% a year ago.
  • Global Wealth Management pre-tax income dropped over 50% YoY.
  • Institutional Group margins declined due to increased fixed costs.
  • Legal and merger-related expenses significantly impacted profitability.