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Jun 30, 2021

Synovus Q2 2021 Earnings Report

Synovus's financial performance in Q2 2021 reflected solid earnings per share and revenue growth driven by net interest income, along with improved credit outlook and disciplined expense management.

Key Takeaways

Synovus Financial Corp. reported a net income available to common shareholders of $177.9 million, or $1.19 per diluted share, for the second quarter of 2021. Adjusted diluted EPS was $1.20. Revenue growth was driven by an increase in net interest income. The credit outlook improved, and the company remained focused on growth drivers while maintaining expense discipline.

Net income available to common shareholders was $177.9 million, or $1.19 per diluted share.

Adjusted diluted EPS was $1.20, up $0.97 compared to prior year.

Net interest income increased by $8.0 million sequentially, driven by asset growth and reduced deposit costs.

A reversal of provision for credit losses of $24.6 million was supported by a more positive economic outlook.

Total Revenue
$489M
Previous year: $550M
-11.1%
EPS
$1.2
Previous year: $0.23
+421.7%
Net Interest Margin
3.02%
Efficiency Ratio
55.24%
Gross Profit
$417M
Previous year: $469M
-11.1%
Cash and Equivalents
$3.26B
Previous year: $1.57B
+107.7%
Free Cash Flow
$408M
Previous year: -$916M
-144.5%
Total Assets
$54.9B
Previous year: $54.1B
+1.5%

Synovus

Synovus

Synovus Revenue by Segment

Forward Guidance

Synovus expects sustained profitable growth, positive operating leverage, and higher returns as it progresses toward becoming a top quartile performing bank.

Revenue & Expenses

Visualization of income flow from segment revenue to net income