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Sep 30, 2022

Synovus Q3 2022 Earnings Report

Synovus reported strong third-quarter earnings driven by increased productivity, deeper client relationships, and prudent expense management.

Key Takeaways

Synovus Financial Corp. reported a strong third quarter with diluted earnings per share of $1.33, up from $1.21 in 3Q21. Total revenue increased by 16% year-over-year to $582.2 million, driven by strong loan growth and higher interest rates. Pre-provision net revenue was up 24% year-over-year, and credit quality remained solid.

Net income available to common shareholders was $194.8 million, or $1.33 per diluted share, up sequentially and compared to the prior year.

Total revenue increased to $582.2 million, driven by strong loan growth and higher interest rates.

Pre-provision net revenue increased to $288.2 million, up 24% compared to the prior year.

Period-end loans increased by $1.37 billion sequentially, with growth diversified across asset classes and commercial business lines.

Total Revenue
$582M
Previous year: $500M
+16.5%
EPS
$1.34
Previous year: $1.2
+11.7%
Gross Profit
$499M
Previous year: $425M
+17.6%
Cash and Equivalents
$1.87B
Previous year: $2.69B
-30.5%
Free Cash Flow
$390M
Previous year: $399M
-2.4%
Total Assets
$58.6B
Previous year: $55.5B
+5.6%

Synovus

Synovus

Synovus Revenue by Segment

Forward Guidance

Synovus is committed to its path forward by investing in core and new business initiatives while prioritizing credit, capital, and liquidity management.

Revenue & Expenses

Visualization of income flow from segment revenue to net income