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Mar 31, 2024

Block Inc. Q1 2024 Earnings Report

Block Inc. outperformed gross profit and profitability guidance.

Key Takeaways

In Q1 2024, Block Inc. reported a 22% year-over-year increase in gross profit, reaching $2.09 billion, driven by strong performances in both Cash App and Square ecosystems. Operating income was $250 million, with Adjusted Operating Income at $364 million. Net income attributable to common stockholders was $472 million, with Adjusted EBITDA up 91% year over year to $705 million.

Gross profit grew 22% year over year to $2.09 billion.

Cash App gross profit increased by 25% year over year, driven by inflows per active and monetization rate.

Square gross profit grew 19% year over year, driven by banking products and international markets.

Operating income was $250 million and Adjusted Operating Income was $364 million.

Total Revenue
$5.96B
Previous year: $4.99B
+19.4%
EPS
$0.85
Previous year: $0.4
+112.5%
Cash App Monthly Active Users
57M
Previous year: 53M
+7.5%
Gross Profit
$2.09B
Previous year: $1.71B
+22.2%
Cash and Equivalents
$5.75B
Previous year: $5.06B
+13.7%
Free Cash Flow
$457M
Previous year: $262M
+74.5%
Total Assets
$35.6B
Previous year: $31.3B
+13.6%

Block Inc.

Block Inc.

Block Inc. Revenue by Segment

Forward Guidance

Block provided guidance for Q2 2024, expecting gross profit between $2.165 billion and $2.185 billion, with year-over-year growth of 16% to 17%. Adjusted EBITDA is projected to be between $670 million and $690 million, representing a 31% to 32% margin. Adjusted Operating Income is expected to be between $305 million and $325 million, with a 14% to 15% margin.

Positive Outlook

  • Gross Profit $2.165B to $2.185B
  • YoY Growth 16% to 17%
  • Adjusted EBITDA $670M to $690M
  • Margin 31% to 32%
  • Adjusted Operating Income $305M to $325M

Challenges Ahead

  • Share-based compensation expense to remain relatively stable year over year on a dollar basis
  • Macroeconomic deterioration could impact results.
  • Expenses related to amortization of intangible assets in the second quarter would be approximately $58 million
  • Expenses related to amortization of intangible assets in the third quarter would be approximately $53 million
  • Expenses related to amortization of intangible assets in the fourth quarter would be approximately $53 million

Revenue & Expenses

Visualization of income flow from segment revenue to net income