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Jun 30, 2024

Block Inc. Q2 2024 Earnings Report

Block Inc. outperformed gross profit and profitability guidance and focused on strategic initiatives.

Key Takeaways

Block Inc. reported strong Q2 2024 results with gross profit up 20% year-over-year to $2.23 billion. Both Square and Cash App showed significant growth, and the company is on track to reach Rule of 40 by 2026. Key initiatives include improving Square's go-to-market approach and expanding Cash App's financial services.

Gross profit grew 20% year-over-year to $2.23 billion.

Square's gross profit increased by 15% year-over-year, driven by banking products and software and integrated payments.

Cash App's gross profit grew by 23% year-over-year, driven by Cash App Card, Cash App Borrow, and BNPL platform.

Operating income was $307 million, and Adjusted Operating Income was $399 million.

Total Revenue
$6.16B
Previous year: $5.54B
+11.2%
EPS
$0.93
Previous year: $0.39
+138.5%
Cash App Monthly Active Users
57M
Previous year: 54M
+5.6%
Gross Profit
$2.23B
Previous year: $1.87B
+19.3%
Cash and Equivalents
$9.05B
Previous year: $4.75B
+90.8%
Free Cash Flow
$481M
Previous year: $83.8M
+474.1%
Total Assets
$37.5B
Previous year: $31.1B
+20.8%

Block Inc.

Block Inc.

Block Inc. Revenue by Segment

Forward Guidance

Block provided guidance for Q3 2024 and updated its full-year outlook, reflecting outperformance in Q2 and improved expectations for the remainder of the year.

Revenue & Expenses

Visualization of income flow from segment revenue to net income