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Sep 30, 2022

Block Inc. Q3 2022 Earnings Report

Block Inc. delivered strong gross profit growth and made progress on Cash App and Square ecosystems

Key Takeaways

In Q3 2022, Block Inc. reported a 17% year-over-year increase in total net revenue, reaching $4.52 billion. Excluding bitcoin revenue, total net revenue grew by 36% year over year to $2.75 billion. The company's gross profit increased by 38% year over year to $1.57 billion.

Gross profit grew 38% year over year to $1.57 billion.

Cash App gross profit was $774 million, up 51% year over year.

Square gross profit was $783 million, up 29% year over year.

Cash App Card actives reached nearly 18 million in September, representing over 35% of monthly actives.

Total Revenue
$4.52B
Previous year: $3.85B
+17.5%
EPS
$0.42
Previous year: $0.37
+13.5%
Cash App Monthly Active Users
49M
Gross Profit
$1.57B
Cash and Equivalents
$4.33B
Free Cash Flow
-$20.6M
Total Assets
$29.1B

Block Inc.

Block Inc.

Block Inc. Revenue by Segment

Forward Guidance

Block provided preliminary gross profit growth estimates for October 2022 and expects an increase in share-based compensation expense in Q4 2022.

Revenue & Expenses

Visualization of income flow from segment revenue to net income