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Mar 31, 2021

Truist Q1 2021 Earnings Report

Truist reported a strong financial performance, advanced its ESG strategy, and made progress towards its Community Benefits Plan.

Key Takeaways

Truist Financial Corporation reported a net income available to common shareholders of $1.3 billion for the first quarter of 2021, up 35.3% compared to the same period last year. Adjusted net income was $1.6 billion, an increase of 42% compared with the first quarter last year. Earnings per diluted common share were $0.98, an increase of 34.2 percent compared with the same period last year. Adjusted earnings per diluted common share were $1.18, also up 42% from last year.

Earnings per diluted common share were $0.98; adjusted diluted earnings per share were $1.18, up $0.35 per share compared to first quarter 2020.

Taxable-equivalent revenue was $5.5 billion, with a fee income ratio of 40.1 percent.

Noninterest expense was $3.6 billion, including $141 million of merger-related and restructuring charges and $175 million of incremental operating expenses related to the merger.

Asset quality ratios remained stable, reflecting diversification benefits of the merger and effective problem asset resolution.

Total Revenue
$5.48B
Previous year: $5.61B
-2.3%
EPS
$1.18
Previous year: $0.87
+35.6%
Net Interest Margin
3.01%
GAAP Efficiency Ratio
65.8%
Previous year: 61.1%
+7.7%
Adjusted Efficiency Ratio
56.9%
Previous year: 53.4%
+6.6%
Cash and Equivalents
$32.1B
Previous year: $36.3B
-11.6%
Free Cash Flow
-$132M
Previous year: $4.16B
-103.2%
Total Assets
$518B
Previous year: $506B
+2.4%

Truist

Truist