•
Jun 30, 2022

Truist Q2 2022 Earnings Report

Reported strong second-quarter performance with solid loan growth and expanded net interest margin, driven by higher rates and a robust deposit franchise. Fee revenues saw record insurance and card-related fees, balanced by market volatility. Capital, liquidity, and credit quality remained strong.

Key Takeaways

Truist Financial Corporation reported a net income available to common shareholders of $1.5 billion for the second quarter of 2022, a decrease of 6.7% compared to the same period last year. Adjusted net income was $1.6 billion, or $1.20 per diluted share. The results reflect strong loan growth and expanded net interest margin.

Earnings per diluted common share were $1.09; adjusted diluted earnings per share were $1.20.

PPNR for the second quarter of 2022 was $2.1 billion, up 25% compared to first quarter 2022.

Taxable-equivalent revenue for the second quarter of 2022 was $5.7 billion, up 6.2% compared to first quarter 2022.

Broad-based loan growth; end of period loans held for investment grew 4.7% compared to the first quarter of 2022.

Total Revenue
$5.66B
Previous year: $5.65B
+0.1%
EPS
$1.2
Previous year: $1.55
-22.6%
Cash and Equivalents
$23.1B
Previous year: $522B
-95.6%
Total Assets
$545B
Previous year: $522B
+4.4%

Truist

Truist

Forward Guidance

Truist remains committed to delivering positive operating leverage on both a GAAP and adjusted basis for full-year 2022.