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Jun 30, 2024

TransUnion Q2 2024 Earnings Report

TransUnion's financial performance exceeded expectations in Q2 2024, driven by growth in U.S. mortgage, International, and Emerging Verticals, while also making progress on debt reduction and refinancing.

Key Takeaways

TransUnion announced strong Q2 2024 results, exceeding financial guidance for revenue and earnings. Revenue grew by 8% to $1,041 million, and net income attributable to TransUnion increased to $85 million. The company raised its full-year revenue growth guidance to 7-8%.

Exceeded second quarter 2024 financial guidance for revenue and earnings.

Grew revenue by 8 percent, driven by U.S. mortgage, International and Emerging Verticals, while executing on transformation program savings.

Voluntarily prepaid $80 million in debt and completed debt refinancing, which extended maturities and reduced interest expense, and advanced our de-leveraging efforts.

Raising 2024 financial guidance, we now expect to deliver 7 to 8 percent revenue growth for the year.

Total Revenue
$1.04B
Previous year: $968M
+7.5%
EPS
$0.99
Previous year: $0.86
+15.1%
Adjusted EBITDA
$377M
Previous year: $339M
+11.2%
Adjusted EBITDA margin
36.2%
Previous year: 35%
+3.4%
Gross Profit
$501M
Previous year: $603M
-16.8%
Cash and Equivalents
$543M
Previous year: $442M
+22.9%
Free Cash Flow
$218M
Previous year: $138M
+57.8%
Total Assets
$11B
Previous year: $11.6B
-5.2%

TransUnion

TransUnion

TransUnion Revenue by Segment

TransUnion Revenue by Geographic Location

Forward Guidance

TransUnion raised its 2024 guidance and now expects to deliver 7 to 8 percent revenue growth.

Positive Outlook

  • Revenue, as reported: $1,044 to $1,060 million
  • Revenue growth: As reported: 8% to 9%
  • Revenue growth: Constant currency: 8% to 10%
  • Revenue growth: Organic constant currency: 8% to 10%
  • Adjusted EBITDA, as reported: $367 to $380 million

Challenges Ahead

  • Net income attributable to TransUnion: $49 to $59 million
  • Net income attributable to TransUnion growth: 15% to 18%
  • Net income attributable to TransUnion margin: 4.7% to 5.5%
  • Diluted Earnings per Share: $0.25 to $0.30
  • Adjusted EBITDA growth, as reported: 3% to 7%

Revenue & Expenses

Visualization of income flow from segment revenue to net income