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Sep 30, 2023

Western Alliance Q3 2023 Earnings Report

Achieved strengthened profitability through balance sheet repositioning and deposit growth.

Key Takeaways

Western Alliance Bancorporation reported a net income of $216.6 million and earnings per share of $1.97 for Q3 2023. The company's profitability was strengthened by net interest income growth and net interest margin expansion. Deposit momentum improved liquidity levels, with a quarterly deposit growth of $3.2 billion.

Net income reached $216.6 million, with earnings per share at $1.97.

Quarterly deposit growth was $3.2 billion, lowering the HFI loan-to-deposit ratio to 91%.

Total insured and collateralized deposits represented 82% of deposits.

Tangible book value per share climbed 1.3% quarterly to $43.66, or 17.5% year-over-year, with a CET1 ratio of 10.6%.

Total Revenue
$716M
Previous year: $664M
+7.9%
EPS
$1.97
Previous year: $2.42
-18.6%
Net Interest Margin
3.67%
Previous year: 3.78%
-2.9%
Return on Avg. Assets
1.24%
Gross Profit
$578M
Cash and Equivalents
$3.5B
Previous year: $1.61B
+117.3%
Total Assets
$70.9B
Previous year: $69.2B
+2.5%

Western Alliance

Western Alliance

Forward Guidance

This release contains forward-looking statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts.