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Mar 31, 2023

White Mountains Q1 2023 Earnings Report

Reported a good first quarter, with ABVPS up 5% driven by positive investment returns and solid operating company results.

Key Takeaways

White Mountains reported a strong first quarter with a 5% increase in both book value per share and adjusted book value per share. The company saw positive returns from its investment portfolio and solid results from its operating companies, including BAM, Ark, Kudu, and MediaAlpha.

ABVPS increased by 5%, driven by investment portfolio returns and operating company performance.

BAM produced $21 million in gross written premiums and member surplus contributions.

Ark achieved a 94% combined ratio and wrote $809 million in gross written premiums, up 28% year over year.

Kudu's portfolio fair value grew by $32 million, with one new deployment and two value-adding sales transactions.

Total Revenue
$532M
Previous year: $260M
+104.3%
EPS
$69.8
Previous year: -$11.1
-729.1%
Gross Profit
$518M
Previous year: $328M
+58.2%
Cash and Equivalents
$203M
Previous year: $188M
+7.7%
Total Assets
$7.96B
Previous year: $7.36B
+8.2%

White Mountains

White Mountains

White Mountains Revenue by Segment

Forward Guidance

White Mountains anticipates continued profitable growth, driven by strong rate environments and attractive market conditions.

Positive Outlook

  • Continuing strong rate environment, particularly in property and specialty lines.
  • Gross written premiums up 28% from 2022, driven by January renewals.
  • Risk adjusted rate change up 14%.
  • Mid-year renewals are progressing well.
  • Market conditions remain attractive, supporting continued profitable growth.

Revenue & Expenses

Visualization of income flow from segment revenue to net income