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Sep 30, 2021

White Mountains Q3 2021 Earnings Report

Reported a decrease in book value per share and adjusted book value per share, driven by decrease in MediaAlpha's share price, but solid performance in operating companies.

Key Takeaways

White Mountains Insurance Group reported a decrease in book value per share of 9% to $1,162 and adjusted book value per share of 9% to $1,176 as of September 30, 2021. The results were driven by net realized and unrealized investment losses from MediaAlpha. Excluding MediaAlpha, the investment portfolio returned 1.4% in the quarter.

ABVPS was down 9% in the third quarter, driven by the decrease in MediaAlpha’s share price.

BAM produced $28 million of total premiums and member surplus contributions.

Ark produced an 89% adjusted combined ratio while increasing gross written premiums 79% year over year.

NSM posted record levels of both pro forma controlled premium and pro forma adjusted EBITDA, driven by solid growth in its existing verticals and the J.C. Taylor acquisition.

Total Revenue
-$10.1M
Previous year: $460M
-102.2%
EPS
-$120
Previous year: $75.3
-259.6%
Gross Profit
-$34.1M
Previous year: $457M
-107.5%
Cash and Equivalents
$172M
Previous year: $215M
-19.7%
Total Assets
$7.11B
Previous year: $4.38B
+62.3%

White Mountains

White Mountains

White Mountains Revenue by Segment

Forward Guidance

Company remains optimistic about deploying capital in 2021 and into 2022.

Revenue & Expenses

Visualization of income flow from segment revenue to net income