American Coastal Insurance Corporation delivered strong financial results for Q4 2025, with net income reaching $26.6 million and diluted EPS at $0.53, significantly outperforming the previous year. The company also reported a substantial increase in its book value per share, driven by decreased losses and LAE, despite a decrease in gross premiums written.

American Coastal Insurance Corporation remained profitable in Q4 2024 with a combined ratio of 91.9%, despite the impact of Hurricane Milton. Gross written premium increased by 9.7% quarter-over-quarter, and the company launched its apartment program.

American Coastal Insurance Corporation reported a strong third quarter, with increased returns on equity and a combined ratio lower than 60%. Total revenue was $82.1 million, a 56% increase year-over-year.

American Coastal Insurance Corporation reported a profitable second quarter in 2024, successfully placed its core catastrophe reinsurance program, and executed the final phase of its multi-year strategy to phase out personal lines operations with the sale of Interboro Insurance Company.

American Coastal Insurance Corporation reported a strong first quarter with net income of $23.6 million, up 38% from the fourth quarter of 2023. The company's performance was driven by expanding net earned premiums and a very low underlying combined ratio.

American Coastal Insurance Corporation reported a net income of $10.6 million for Q3 2023, a significant improvement compared to a net loss of $70.9 million in Q3 2022. The company's book value per share increased to $2.78, and the core return on equity from continuing operations was 170.3%.

United Insurance Holdings Corp. reported a net loss attributable to UIHC of $70.9 million, or $1.65 per diluted share, compared to a net loss of $14.3 million, or $0.33 per diluted share, for the third quarter of 2021. The results were impacted by decreased gross written premiums, unfavorable prior year loss development, Hurricane Ian, and the impairment of goodwill in the personal lines segment.

United Insurance Holdings Corp. reported a net loss attributable to the company of $69.0 million for the second quarter of 2022, which included recognition of a valuation allowance against our deferred tax asset of $43.7 million. Commercial lines direct written premium exceeded personal lines direct written premium for the first time. The commercial lines combined ratio was 61.5% with an $18.8 million pre-tax profit.

United Insurance Holdings Corp. reported a net loss attributable to the company for the third quarter of 2021 was $14.3 million, or $0.33 per diluted share. The increase in earnings was primarily driven by a decrease in loss and LAE expense for the quarter.

United Insurance Holdings Corp. reported a net loss attributable to the Company for the second quarter of 2021 was $23.5 million, or $0.55 per diluted share, compared to net income of $24.3 million, or $0.56 per diluted share, for the second quarter of 2020. The change in earnings was primarily driven by a decrease in revenue during the second quarter of 2021 compared to the second quarter of 2020.

United Insurance Holdings Corp. reported its financial results for the third quarter ended September 30, 2020. The company experienced its largest ever quarterly losses due to unprecedented storms, which masked numerous successes in the third quarter, including continued improvement in core ex-hurricane earnings, increased rate earning through the portfolio, a decreased expense ratio, and accelerated rate increases on both commercial and personal lines of business.

United Insurance Holdings Corp. reported a net income of $24.3 million, or $0.56 per diluted share, for the second quarter of 2020, compared to a net loss of $2.9 million, or $(0.07) per diluted share, for the second quarter of 2019. The increase in net income was primarily due to an increase in unrealized gains on equity securities, in conjunction with a decrease in loss and loss adjustment expenses (LAE) and a decrease in policy acquisition costs.