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Sep 30, 2023

ACI Worldwide Q3 2023 Earnings Report

ACI Worldwide reported solid third quarter results, exceeding overall financial targets due to operational focus. The Bank segment showed encouraging trends, and the Biller segment accelerated due to new customer onboarding and interchange improvement program.

Key Takeaways

ACI Worldwide's Q3 2023 total revenue increased by 21% to $363 million compared to the same period in 2022. Net income grew by 64% to $38 million, and total adjusted EBITDA increased by 147% to $103 million.

Total revenue grew by 21%.

Total recurring revenue grew by 10%.

Net income increased by 64% to $38 million.

Total adjusted EBITDA grew by 147% to $103 million.

Total Revenue
$363M
Previous year: $307M
+18.4%
EPS
$0.52
Previous year: $0.11
+372.7%
Gross Profit
$185M
Previous year: $135M
+37.5%
Cash and Equivalents
$140M
Previous year: $135M
+3.5%
Free Cash Flow
$21.9M
Previous year: $29.7M
-26.4%
Total Assets
$3.25B
Previous year: $3.26B
-0.3%

ACI Worldwide

ACI Worldwide

ACI Worldwide Revenue by Segment

Forward Guidance

The company expects revenue growth to be in the mid-single digits on a constant currency and divestiture-adjusted basis, or in the range of $1.436 billion to $1.466 billion. The company expects adjusted EBITDA to be in the range of $380 million to $395 million with net adjusted EBITDA margin expansion.

Revenue & Expenses

Visualization of income flow from segment revenue to net income