Amerisafe reported a decrease in net income for Q4 2025 despite a 10.7% increase in net premiums earned. The results were impacted by higher-than-anticipated loss severity in the current accident year, leading to an increase in the loss ratio, though the company maintained a strong return on equity of 18.5% for the full year.

AMERISAFE, Inc. delivered its sixth consecutive quarter of growth in both gross premiums written and net premiums earned, with voluntary premiums on policies written increasing by 10.6%. However, the company experienced a decrease in net income and earnings per share compared to the third quarter of 2024.

AMERISAFE reported continued top-line growth in the first quarter of 2025, driven by new business gains and strong premium retention. However, net income and EPS saw significant declines compared to the prior year.

AMERISAFE, Inc. reported a net income of $13.194 million for the fourth quarter of 2024, a decrease of 31.2% compared to the same period in 2023. Diluted earnings per share also decreased by 31.0% to $0.69. Net premiums earned saw a modest increase of 1.2% to $66.510 million.

AMERISAFE reported a strong third quarter in 2024, with net income increasing by 43.8% to $14.32 million and diluted earnings per share rising by 44.2% to $0.75. The company maintained premium growth momentum and strong renewal retention despite a declining rate environment. The net combined ratio was 90.9%, compared to 90.6% for the same period last year.

AMERISAFE reported its second-quarter results for 2024, with a focus on new business generation, strong retention, and increased audit premiums, leading to a 6.6% growth in gross premiums written. Favorable loss development from prior accident years enhanced the company's profitable growth, resulting in an attractive underwriting profit and robust returns.

AMERISAFE reported first quarter results with a net combined ratio of 87.3% and a return on equity of 22.8%. The company experienced disciplined underwriting practices, modest policy growth, and favorable case loss development from prior accident years.

AMERISAFE reported a decrease in net income compared to the same quarter last year, but saw improvements in gross premiums written and net investment income. The company's combined ratio was 85.5% for the quarter. AMERISAFE's ROAE for the full year was 20.4%.

AMERISAFE reported a decrease in net premiums earned by 1.7% and a decrease in net income by 12.3% for the third quarter of 2023. However, net investment income increased by 16.1%. The company maintained a strong operating ROAE of 13.2% and a combined ratio of 90.6%.

AMERISAFE reported a strong second quarter with a net income of $15.6 million, a return on equity of 18.6%, and a net combined ratio of 85.4%. Continued competition and rate decreases impacted top-line growth.

AMERISAFE's first quarter results reflect a disciplined approach to risk selection and adequate pricing, with top-line growth of 6.0%, a combined ratio of 82.2%, and an annualized ROE of 21.3%.

AMERISAFE reported a net income of $20.8 million for Q4 2022, a significant increase compared to $3.5 million in the same quarter of the previous year. The company's combined ratio was 82.0%, reflecting a focus on underwriting margins. The return on average equity was 24.1%.

AMERISAFE reported a decrease in net income to $11.361 million and diluted earnings per share to $0.59 for the third quarter of 2022, compared to $19.136 million and $0.99 respectively in the same period of 2021. However, operating earnings were strong, enhanced by insureds’ payroll growth and favorable loss development.

AMERISAFE reported a decrease in net income and diluted earnings per share for the second quarter of 2022, while gross written premiums saw a slight increase.

AMERISAFE reported a decrease in net income to $17.331 million, and a diluted EPS of $0.89 for the first quarter of 2022. The net combined ratio was 80.1%.

AMERISAFE reported a net income of $3.541 million for Q4 2021, a significant decrease from $28.501 million in Q4 2020. The company experienced a catastrophic claim during the quarter, leading to an increased accident year loss ratio. Despite these challenges, the company reported a combined ratio of 85.7% and a return on average equity of 15.7% for the year.

AMERISAFE, Inc. announced its Q3 2021 results, featuring a combined ratio of 71.5% and the declaration of an extraordinary dividend of $4.00 per share. The company reported a net income of $19.136 million, and diluted earnings per share of $0.99.

AMERISAFE reported a decrease in gross premiums written by 8.2% due to lower voluntary premiums. However, the company's combined ratio declined, and favorable prior year case development and operating expense management countered premium pressures.

AMERISAFE reported a strong first quarter in 2021, with a net income of $19.312 million and a net combined ratio of 84.6%. The company benefited from disciplined underwriting, competitive pricing, slight policy growth, and favorable case loss development from prior accident years.

AMERISAFE reported a net income of $28.5 million for the fourth quarter of 2020, with a net combined ratio of 70.4%. The company's performance was influenced by a soft workers’ compensation market and favorable net loss reserve development for prior accident years.

Amerisafe reported a strong Q3 2020, with net income rising to $19.4 million, or $1.01 per diluted share, compared to $14.8 million, or $0.77 per diluted share, for the same quarter in the prior year. The combined ratio improved to 85.3% from 87.4% in the prior year quarter. Gross premiums written increased to $154.1 million from $139.1 million in the prior year quarter.

AMERISAFE reported net income of $23.9 million, or $1.24 per diluted share, and a combined ratio of 78.5% for the second quarter of 2020. The company's fundamentals led to favorable prior year case development and consistent returns.

AMERISAFE reported a net combined ratio of 83.5% for the first quarter of 2020. The company's net income was $10.8 million, or $0.56 per diluted share, compared to $19.4 million, or $1.01 per diluted share, for the same period in 2019. Operating net income was $16.939 million, or $0.88 per diluted share.

AMERISAFE reported a net income of $34.0 million for the fourth quarter of 2019, an increase of 80.9% compared to the same period in 2018. The company's combined ratio was 59.6% for the quarter. For the full year 2019, AMERISAFE reported a net income of $92.7 million, with a combined ratio of 76.6% and a return on average equity of 22.1%.