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Dec 31, 2024

BancFirst Q4 2024 Earnings Report

BancFirst Corporation reported increased net income and earnings per share for the fourth quarter of 2024.

Key Takeaways

BancFirst Corporation reported a net income of $56.5 million, or $1.68 diluted earnings per share, for the fourth quarter of 2024, compared to $48.9 million, or $1.46 diluted earnings per share, for the fourth quarter of 2023. The company's net interest income increased to $115.9 million, and total assets reached $13.6 billion.

Net income for Q4 2024 was $56.5 million, or $1.68 diluted earnings per share.

Net interest income for Q4 2024 increased to $115.9 million.

Total assets reached $13.6 billion as of December 31, 2024.

Loans grew to $8.0 billion, and deposits totaled $11.7 billion.

Total Revenue
$163M
Previous year: $150M
+8.5%
EPS
$1.68
Previous year: $1.46
+15.1%
Net Interest Margin
3.68%
Previous year: 3.67%
+0.3%
Efficiency Ratio
56.67%
Previous year: 59.79%
-5.2%
Allowance to Loans
1.24%
Previous year: 1.26%
-1.6%
Free Cash Flow
$40.8M
Previous year: $38M
+7.4%
Total Assets
$13.6B
Previous year: $12.4B
+9.6%

BancFirst

BancFirst

BancFirst Revenue by Segment

Forward Guidance

BancFirst's outlook for 2025 is positive overall, supported by the strong performance of the economy in its region.

Positive Outlook

  • The Company reported record net income and record earnings per share for the fourth consecutive year.
  • Loan growth was the primary driver of improved results in 2024 when compared to last year.
  • Asset quality remained strong.
  • The return of deposit growth was encouraging.
  • The economy in our region of the country continues to perform well.