Commerce Bancshares, Inc. announced earnings of $1.14 per share for the second quarter of 2025, with net income reaching $152.5 million. This performance reflects a diversified operating model, supported by increased net interest income and non-interest income, alongside lower credit costs.
Net income for Q2 2025 was $152.5 million, an increase from $131.6 million in the prior quarter and $139.6 million in the same quarter last year.
Earnings per share for Q2 2025 were $1.14, up from $0.98 in the prior quarter and $1.03 in the same quarter last year.
Net interest income reached a record $280.1 million, an $11.0 million increase over the prior quarter, driven by fixed-rate asset repricing, higher loan demand, and a strong deposit franchise.
Non-interest income totaled $165.6 million, an 8.8% increase over the same quarter last year, primarily led by trust fees and bank card transaction fees.
Commerce Bancshares, Inc. is well-positioned to execute its long-term strategies, serve customers, and deliver shareholder value. The acquisition of FineMark Holdings, Inc. is expected to close on January 1, 2026, bringing new capabilities and extended market reach.
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