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Mar 31, 2023

Columbia Banking System Q1 2023 Earnings Report

Columbia Banking System reported first quarter 2023 results, which were impacted by merger-related expenses and purchase accounting adjustments, but highlighted a flexible balance sheet with solid liquidity and a diversified loan portfolio.

Key Takeaways

Columbia Banking System reported a net loss of $(14) million, or $(0.09) per common share, for the first quarter of 2023. Operating net income was $72 million, or $0.46 per common share. The results were impacted by purchase accounting adjustments and merger-related expenses, but the company successfully closed its merger with Umpqua Holdings Corporation and completed its core systems conversion.

Net loss of $(14) million, or $(0.09) per common share.

Operating net income of $72 million, or $0.46 per common share.

Successfully closed merger with Umpqua Holdings Corporation and completed core systems conversion.

Consolidated asset balances increased $22 billion to $54 billion at quarter end.

Total Revenue
$429M
Previous year: $170M
+152.0%
EPS
$0.46
Previous year: $0.74
-37.8%
Net Interest Margin
4.08%
Efficiency Ratio
79.71%
Loan to Deposit Ratio
89.19%
Cash and Equivalents
$3.64B
Previous year: $972M
+273.8%
Free Cash Flow
-$42.5M
Previous year: $272M
-115.6%
Total Assets
$54B
Previous year: $21B
+157.6%

Columbia Banking System

Columbia Banking System