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Sep 30, 2021

East West Bancorp Q3 2021 Earnings Report

Reported net income of $225 million and diluted earnings per share of $1.57.

Key Takeaways

East West Bancorp reported outstanding results for the third quarter of 2021, with record total loans and deposits. The company's revenue increased by 21% annualized, driven by robust balance sheet growth. The company maintained solid expense discipline, resulting in adjusted pre-tax, pre-provision income growth of 26% annualized. The company earned an attractive return on average tangible equity of 17.25%.

Net income for the third quarter of 2021 was $225.4 million, or $1.57 per diluted share.

Total loans reached a record $40.5 billion as of September 30, 2021, growing by 11% annualized from June 30, 2021.

Total deposits reached a record $53.4 billion as of September 30, 2021, driven by excellent growth in demand deposits.

Revenue increased by 21% annualized quarter-over-quarter, while adjusted pre-tax, pre-provision income grew by 26% annualized.

Total Revenue
$396M
Previous year: $324M
+22.1%
EPS
$1.57
Previous year: $1.12
+40.2%
Efficiency Ratio
43.81%
Adjusted Efficiency Ratio
35.55%
Total Risk-Based Capital Ratio
14.2%
Cash and Equivalents
$4.85B
Previous year: $4.51B
+7.7%
Total Assets
$61B
Previous year: $50.4B
+21.0%

East West Bancorp

East West Bancorp