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Sep 30, 2022

Fulton Financial Q3 2022 Earnings Report

Reported strong third quarter results driven by increased net interest income, good loan growth, consistent fee income, and the acquisition of Prudential Bancorp

Key Takeaways

Fulton Financial Corporation reported a strong third quarter with net income available to common shareholders of $68.3 million, or $0.40 per diluted share. The results include the impact of the acquisition of Prudential Bancorp on July 1, 2022. Operating earnings were at an all-time high, driven by increased net interest income, rising interest rates, loan growth, and consistent fee income.

Net income available to common shareholders increased by $0.9 million, or 1.3%, compared to the second quarter of 2022.

Operating net income available to common shareholders was $80.5 million, or $0.48 per diluted share, for the third quarter of 2022.

Net interest income for the third quarter of 2022 was $215.6 million, an increase of $36.8 million compared to the second quarter of 2022.

The net interest margin for the third quarter of 2022 increased 50 basis points, to 3.54%, compared to 3.04% in the second quarter of 2022.

Total Revenue
$220M
Previous year: $174M
+25.9%
EPS
$0.48
Previous year: $0.45
+6.7%
Gross Profit
$41.1M
Previous year: $234M
-82.4%
Cash and Equivalents
$529M
Previous year: $2.47B
-78.6%
Total Assets
$26.1B
Previous year: $26.4B
-0.9%

Fulton Financial

Fulton Financial

Forward Guidance

This press release may contain forward-looking statements with respect to the Corporation’s financial condition, results of operations and business.