German American Bancorp delivered record net income in Q4 2025, fueled by a robust net interest margin and efficient operations. The company saw growth across all major loan segments and maintained sound credit quality metrics while continuing to integrate its Heartland acquisition.
German American Bancorp, Inc. reported first quarter 2025 earnings of $10.5 million, or $0.30 per share. The results were significantly impacted by one-time merger and acquisition costs of $5.9 million and a 'Day 2' provision for credit losses of $16.2 million related to the Heartland acquisition. On an adjusted basis, net income was $27.3 million, or $0.79 per share.
German American Bancorp reported strong Q4 2024 earnings of $23.2 million, or $0.78 per share, driven by net interest margin expansion and broad-based loan and deposit growth. The company also announced a 7.4% increase to its quarterly cash dividend.
German American Bancorp, Inc. reported solid third quarter earnings of $21.0 million, or $0.71 per share, reflecting a linked quarter increase of $0.5 million, or approximately 3% on a per share basis. The company's performance was highlighted by an expanding net interest margin, stable loan growth, continued strong credit metrics and controlled non-interest expense. The company remained well-positioned with continued solid liquidity and strong capital ratios.
German American Bancorp, Inc. reported second quarter earnings of $20.5 million, or $0.69 per share, reflecting an increase of $1.5 million from the previous quarter. The company sold its insurance subsidiary for $40.0 million and restructured its securities portfolio, impacting net income by $0.3 million.
German American Bancorp reported a net income of $19.0 million, or $0.64 per share, for the first quarter of 2024. The results were influenced by a decline in net interest income due to net interest margin compression driven by higher deposit costs, which offset strong loan growth and controlled operating expenses.
German American Bancorp reported a net income of $21.5 million, or $0.73 per share, consistent with the previous quarter. Strong organic loan and deposit growth highlighted the quarter, with total loans increasing by $84 million and deposits increasing by $117 million. Non-interest income grew by 5%, and non-interest expenses remained flat.
German American Bancorp reported net income of $21.5 million, or $0.73 per share, for the third quarter of 2023. The company saw a marginal net interest margin compression, solid loan growth, and a stable deposit base. Credit metrics remained strong, and non-interest expenses were reduced.
German American Bancorp, Inc. reported solid second quarter earnings of $22.1 million, or $0.75 per share, reflecting a linked quarter increase of $1.3 million from 2023 first quarter earnings. The Company remained well positioned with continued solid liquidity and strong capital.
German American Bancorp, Inc. reported first quarter earnings of $20.8 million, or $0.71 per share. This represents an increase from Q1 2022 but a decrease from Q4 2022. The quarter was marked by deposit declines and a compressed net interest margin due to rising deposit costs.
German American Bancorp reported a strong fourth quarter with net income of $24.4 million, or $0.83 per share, representing an increase of $5.1 million from fourth quarter 2021. The company experienced strong organic loan growth and continued net interest margin expansion. Total loans increased $102 million, or approximately 11% on an annualized basis.
German American Bancorp reported a strong third quarter with earnings of $24.6 million, resulting in earnings per share of $0.83. The company's performance was driven by net interest margin expansion, solid credit metrics, and disciplined operating expense management. Total loans increased by $33.6 million, while non-interest income declined due to wealth management fees and mortgage revenues.
German American Bancorp, Inc. reported strong operating performance in the second quarter of 2022, with earnings of $23.7 million, or $0.81 per share. The second quarter earnings performance was driven by improved net interest margin and continued strong credit metrics, as well as increased interchange fee income and deposit service charges, and improved efficiencies in non-interest expenses resulting from the CUB merger.
German American Bancorp reported first quarter earnings of $9.1 million, or $0.31 per share, which included the impact of the Citizens Union Bancorp acquisition. The results were affected by one-time merger and acquisition costs of approximately $11.7 million and a $6.3 million "Day 1" provision under the CECL model, leading to a decline in quarterly earnings compared to the previous year.
German American Bancorp reported a decrease in net income for Q4 2021 to $19.3 million, or $0.73 per share, compared to Q4 2020. The decline was attributed to reduced net interest income from lower PPP loan fee income and elevated non-interest expenses related to management initiatives.
German American Bancorp reported strong Q3 2021 earnings of $21.5 million, or $0.81 per share, a 47% increase on a per share basis from Q3 2020. The growth was driven by strong balance sheet growth, improved net interest income, reduced provision for credit losses, solid non-interest income, and controlled non-interest expenses. Total assets reached $5.476 billion, a 13% increase compared to September 30, 2020.
German American Bancorp, Inc. reported a strong second quarter with earnings of $23.8 million, or $0.90 per share. This represents a significant increase compared to both the previous quarter and the same period last year, driven by growth in loans and deposits, improved net interest income, and a solid increase in core non-interest income.
German American Bancorp, Inc. reported first quarter 2021 earnings of $19.6 million, or $0.74 per share, representing a significant increase from the previous year. The growth was driven by improved net interest income, lower provision for credit losses, and increased non-interest revenue, which was partially offset by a modestly higher level of non-interest expense.
German American Bancorp, Inc. reported record quarterly earnings of $20.9 million, or $0.79 per share, during the fourth quarter 2020 and that, for the 11th consecutive year, the Company has achieved record annual earnings posting annual net income of $62.2 million, or $2.34 per share, for the year ended December 31, 2020.
German American Bancorp, Inc. reported third quarter earnings of $14.6 million, or $0.55 per share. The results were positively impacted by an increase in non-interest income and a decrease in non-interest expenses, offset by an increase in the provision for credit losses.
German American Bancorp, Inc. reported a solid profitability for Q2 2020, with earnings of $14.3 million or $0.54 per share. The company saw unprecedented organic growth in loans and deposits, driven by participation in the Paycheck Protection Program (PPP) and an overall inflow of customer deposits. However, net interest margin was pressured by lower market interest rates and the 1% interest rate on PPP loans.
German American Bancorp, Inc. reported solid profitability for Q1 2020, with earnings of $12.5 million, or $0.47 per share. The company increased its allowance for loan losses in anticipation of the expected economic downturn related to the COVID-19 pandemic. Despite the economic uncertainty, the company reported strong credit metrics and exceeded well capitalized standards.
German American Bancorp, Inc. reported a net income of $15.8 million, or $0.59 per share, for Q4 2019, representing a 34% increase on a per share basis compared to Q4 2018. The company also announced a new share repurchase plan for up to one million GABC shares and a 12% increase in its quarterly cash dividend.