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Sep 30, 2024

Great Southern Q3 2024 Earnings Report

Reported preliminary earnings with solid earnings and a strong balance sheet.

Key Takeaways

Great Southern Bancorp reported preliminary third quarter earnings of $1.41 per diluted common share, or $16.5 million in net income. Net interest income increased to $48.0 million, and non-interest expenses decreased to $33.7 million. Non-performing assets significantly reduced, showcasing proactive credit risk management.

Earnings per diluted common share were $1.41, with a net income of $16.5 million.

Net interest income increased by $1.2 million to $48.0 million.

Non-interest expenses decreased by $1.8 million to $33.7 million.

Non-performing assets decreased by $12.7 million, totaling $7.7 million, or 0.13% of total assets.

Total Revenue
$48M
Previous year: $46.7M
+2.6%
EPS
$1.41
Previous year: $1.33
+6.0%
Efficiency Ratio
61.34%
Cash and Equivalents
$208M
Previous year: $182M
+14.3%
Free Cash Flow
$12.3M
Previous year: -$15.2M
-181.2%
Total Assets
$6.04B
Previous year: $5.75B
+5.0%

Great Southern

Great Southern

Forward Guidance

The Company expects its effective tax rate (combined federal and state) will be approximately 18.0% to 20.0% in future periods, primarily due to additional investment tax credits being utilized beginning in 2024.