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Mar 31, 2022
Hanmi Q1 2022 Earnings Report
Reported solid earnings driven by healthy loan production, net interest margin expansion, excellent credit quality and carefully managed expenses.
Key Takeaways
Hanmi Financial Corporation reported a net income of $20.7 million for Q1 2022, or $0.68 per diluted share. The company saw strong loan growth, net interest margin expansion and excellent credit quality.
Net income for the first quarter of 2022 was $20.7 million, or $0.68 per diluted share.
Net interest income was $51.0 million for the first quarter of 2022.
Loans receivable, before the allowance for credit losses, were $5.34 billion at March 31, 2022, up 3.6% from December 31, 2021.
Noninterest-bearing demand deposits represented 46.3% of total deposits at March 31, 2022.
Forward Guidance
Hanmi will remain focused on continuing to drive disciplined growth and deliver attractive returns for our shareholders in 2022.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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