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Mar 31, 2024

Jack Henry Q3 2024 Earnings Report

Jack Henry's financial performance was marked by increased GAAP and non-GAAP revenue and operating income, driven by growth in private cloud and processing services.

Key Takeaways

Jack Henry & Associates reported strong revenue growth and overall financial performance for the third quarter of fiscal year 2024. GAAP revenue increased by 5.9%, and non-GAAP adjusted revenue increased by 7.0%. The company's sales teams achieved a record third quarter for sales bookings, and the sales pipeline remains near its all-time high.

GAAP revenue increased by 5.9% and GAAP operating income increased by 3.4% compared to the prior fiscal year quarter.

Non-GAAP adjusted revenue increased by 7.0% and non-GAAP adjusted operating income increased by 8.6% compared to the prior fiscal year quarter.

GAAP EPS was $1.19 per diluted share, compared to $1.12 in the prior fiscal year quarter.

Private cloud and processing services continued to drive strong revenue growth.

Total Revenue
$538M
Previous year: $509M
+5.7%
EPS
$1.19
Previous year: $1.12
+6.2%
Gross Profit
$210M
Previous year: $201M
+4.5%
Cash and Equivalents
$27M
Previous year: $26.6M
+1.7%
Free Cash Flow
$87.7M
Previous year: $6.46M
+1257.5%
Total Assets
$2.77B
Previous year: $2.61B
+6.2%

Jack Henry

Jack Henry

Jack Henry Revenue by Segment

Forward Guidance

Jack Henry provided full year fiscal 2024 guidance, assuming no acquisitions are made during the fiscal year.

Positive Outlook

  • Revenue updated: Low $2,215 million, High $2,228 million
  • Operating margin: Low 21.9%, High 22.0%
  • EPS updated: Low $5.15, High $5.19
  • Adjusted revenue updated: Low $2,197 million, High $2,210 million
  • Adjusted operating margin updated: 22.4%

Revenue & Expenses

Visualization of income flow from segment revenue to net income