Loading...
•
Sep 30, 2025
•/
Lexinfintech Holdings Ltd Q3 2025 Earnings Report
LexinFintech reported solid results with stable net income and adjusted EPS, despite a decline in revenue compared to last year.
Key Takeaways
LexinFintech Holdings Ltd delivered resilient Q3 2025 results with RMB3.4 billion in revenue and RMB521 million in net income. Adjusted EPS rose, and the company maintained strong operational control amid regulatory changes.
Revenue by Segment
Forward Guidance
Lexin expects Q4 performance to decline sequentially due to ongoing regulatory impacts, but maintains strong year-over-year net income growth forecast.
Positive Outlook
- Maintained guidance for significant YoY net income growth
- Strong performance in first nine months of 2025
- Continued improvement in asset quality
- Effective compliance with new regulations
- Ongoing share repurchases and dividend enhancements
Challenges Ahead
- Sequential decline expected in Q4 net income
- Lower transaction volume anticipated
- Continued regulatory uncertainty
- Increased credit risk volatility
- Macroeconomic factors may impact performance further
Revenue & Expenses
Visualization of income flow from segment revenue to net income
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...