Midland States Bancorp, Inc. reported a net loss of $5.1 million for the fourth quarter of 2025, or $0.24 per diluted share. This was significantly impacted by a $21.4 million loss on the sale of its equipment finance portfolio. Excluding these transactions, adjusted earnings were $11.9 million, or $0.53 per diluted share. The company also recognized additional credit enhancement income of $6.6 million, partially offset by $1.7 million in additional FDIC assessments.

Midland States Bancorp, Inc. reported a net income of $5.3 million, or $0.24 per diluted share, for the third quarter of 2025. This represents a significant decline from $9.8 million, or $0.44 per diluted share, in the second quarter of 2025, and $18.2 million, or $0.83 per diluted share, in the third quarter of 2024. The decrease was largely attributed to a $15 million provision for credit losses in the equipment finance portfolio, reflecting increased loss given default assumptions. Despite the financial setback, the company made progress on strategic initiatives, including reducing nonperforming assets and improving its capital position, while also seeing positive revenue trends from an expanded net interest margin and strong wealth management performance.

Midland States Bancorp reported a net loss of $54.8 million for Q4 2024, driven by strategic actions to reduce credit risk and exit non-core consumer loan portfolios. The company sold its LendingPoint portfolio and committed to selling its Greensky portfolio, incurring significant charge-offs and provisions for credit losses. Despite the loss, net interest margin expanded, and the company saw positive trends in new client additions in community banking and wealth management.

Midland States Bancorp, Inc. reported net income available to common shareholders of $16.2 million, or $0.74 per diluted share, for the third quarter of 2024. The company saw improvements in capital ratios and tangible book value per share, while managing balance sheet strategies.

Midland States Bancorp reported a decrease in net income available to common shareholders to $4.5 million, or $0.20 per diluted share, for Q2 2024, compared to $11.7 million, or $0.53 per diluted share, for Q1 2024. The decline was primarily due to elevated loan provision expenses related to credit deterioration and servicing issues with a fintech partner.

Midland States Bancorp, Inc. reported a net income available to common shareholders of $11.7 million, or $0.53 per diluted share, for the first quarter of 2024. The results reflect strong pre-tax, pre-provision earnings, driven by increased fee income and expense control. However, provision expense increased due to a specific reserve on a multi-family construction project.

Midland States Bancorp reported a net income available to common shareholders of $18.5 million, or $0.84 per diluted share, for Q4 2023. Adjusted earnings were $19.8 million, or $0.89 per diluted share. The company's tangible book value per share increased by 7.8% from the prior quarter to $23.35, and the common equity tier 1 capital ratio improved to 8.40%.

Midland States Bancorp reported a net income available to common shareholders of $15.8 million, or $0.71 per diluted share, for Q3 2023. The results reflect stability in the deposit base, net interest margin, and asset quality. The company is focusing on new business development and investing in initiatives like Banking-as-a-Service to enhance long-term value.

Midland States Bancorp reported a net income available to common shareholders of $19.3 million, or $0.86 per diluted share, for the second quarter of 2023. The company saw improvements in its efficiency ratio, common equity tier 1 capital ratio, and tangible book value per share. Total loan and deposit growth was also achieved during the quarter.

Midland States Bancorp, Inc. reported a net income available to common shareholders of $19.5 million, or $0.86 per diluted share, for Q1 2023. Total assets reached $7.93 billion, and portfolio loans amounted to $6.35 billion.

Midland States Bancorp reported a successful fourth quarter in 2022, with net income available to common shareholders of $29.7 million, or $1.30 per diluted share, compared to $23.1 million, or $1.02 per diluted share, for the fourth quarter of 2021.

Midland States Bancorp reported a net income of $23.5 million, or $1.04 diluted earnings per share, for the third quarter of 2022. The company experienced strong loan demand, resulting in 28% annualized growth in total loans. The company also raised $115 million through a preferred stock offering.

Midland States Bancorp reported a strong second quarter with net income of $21.9 million, or $0.97 diluted earnings per share. The company saw significant loan production, resulting in 18% annualized growth in total loans and expansion in net interest margin. While a strong loan pipeline remains, the company expects loan growth to moderate in the second half of the year.

Midland States Bancorp reported a net income of $20.7 million, or $0.92 diluted earnings per share, for the first quarter of 2022. The company experienced strong loan production with 24% annualized growth in total loans and effectively managed expenses.

Midland States Bancorp reported a net income of $23.1 million, or $1.02 diluted earnings per share, for the fourth quarter of 2021. Adjusted earnings were $25.4 million, or $1.12 per diluted share. The company experienced record loan production and strong inflows of noninterest-bearing deposits.

Midland States Bancorp, Inc. reported a net income of $19.5 million, or $0.86 diluted earnings per share, for the third quarter of 2021. The results were driven by solid loan growth, improved asset quality, net interest margin expansion, and growth in wealth management revenue.

Midland States Bancorp, Inc. reported a net income of $20.1 million, or $0.88 diluted earnings per share, for the second quarter of 2021. The results included a $6.8 million tax benefit, $3.6 million in professional fees, and a $3.7 million charge related to prepayment of a FHLB advance. Excluding these amounts, adjusted earnings were $19.8 million, or $0.86 diluted earnings per share.

Midland States Bancorp reported a net income of $18.5 million, or $0.81 diluted earnings per share, for the first quarter of 2021. The company saw improvements in performance metrics and capital ratios, and announced the acquisition of ATG Trust Company. Total loans outstanding were $4.91 billion, and total deposits were $5.34 billion.

Midland States Bancorp, Inc. reported a strong fourth quarter with net income of $8.3 million, or $0.36 diluted earnings per share. The results were driven by significant growth in net interest income due to loan growth and a higher net interest margin. The company also saw improvement in asset quality during the quarter.

Midland States Bancorp, Inc. reported a net income of $12.6 million, or $0.53 diluted earnings per share, for the second quarter of 2020, demonstrating strong earnings driven by balance sheet growth, higher revenue, and lower expense levels despite the ongoing impact of the COVID-19 pandemic.

Midland States Bancorp reported a net income of $1.5 million, or $0.06 diluted earnings per share, for the first quarter of 2020. The results were affected by an $8.5 million impairment on commercial mortgage servicing rights, $1.0 million in integration and acquisition expenses, and additional provision for credit losses on loans due to the adoption of the new CECL accounting standard.

Midland States Bancorp, Inc. reported a net income of $12.8 million, or $0.51 diluted earnings per share, for the fourth quarter of 2019. The quarter's business development was highlighted by growth in both loans and deposits, with a focus on developing new depository products for commercial customers.