Navient Earnings Reports

Oct 29, 2025

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Navient Q3 2025 Earnings Report

Estimated Revenue:$146M

-0.7% YoY

Estimated EPS:$0.21

15.5% YoY

Jul 30, 2025

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Navient Q2 2025 Earnings Report

Estimated Revenue:$156M

-3.5% YoY

Estimated EPS:$0.31

28.2% YoY

Apr 30, 2025

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Navient Q1 2025 Earnings Report

Total Revenue

$853M

Previous year: $163M

+423.3%

Cash and Equivalents

$2.06B

Previous year: $2.95B

-30.3%

Free Cash Flow

$71M

Previous year: $182M

-61.0%

Total Assets

$51B

Previous year: $59B

-13.7%

Jan 29, 2025

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Navient Q4 2024 Earnings Report

Navient announced its fourth quarter 2024 financial results, with details available on the company's website and the SEC's website.

Total Revenue

$134M

Previous year: $193M

-30.6%

EPS

-$0.24

Previous year: $0.21

-214.3%

Cash and Equivalents

$2.1B

Previous year: $2.79B

-24.7%

Free Cash Flow

$8M

Total Assets

$51.8B

Previous year: $61.4B

-15.6%

Oct 30, 2024

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Navient Q3 2024 Earnings Report

Navient announced its third quarter 2024 financial results, with details available on the company's website.

Total Revenue

$140M

Previous year: $280M

-50.0%

EPS

$1.45

Previous year: $0.47

+208.5%

Gross Profit

$70M

Previous year: $85M

-17.6%

Cash and Equivalents

$2.79B

Previous year: $2.8B

-0.3%

Free Cash Flow

-$10M

Total Assets

$53.4B

Previous year: $63.4B

-15.7%

Jul 24, 2024

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Navient Q2 2024 Earnings Report

Navient announced its second quarter 2024 financial results, with details available on the company's website.

Total Revenue

$136M

Previous year: $221M

-38.5%

EPS

$0.29

Previous year: $0.7

-58.6%

Gross Profit

$81M

Previous year: $83M

-2.4%

Cash and Equivalents

$4.01B

Previous year: $1.32B

+204.2%

Total Assets

$56.6B

Previous year: $65.6B

-13.7%

Apr 24, 2024

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Navient Q1 2024 Earnings Report

Navient announced its first quarter 2024 financial results, highlighting its performance in technology-enabled education finance and business processing solutions.

Total Revenue

$163M

Previous year: $253M

-35.6%

EPS

$0.47

Previous year: $1.06

-55.7%

Gross Profit

$77M

Previous year: $72M

+6.9%

Cash and Equivalents

$2.95B

Previous year: $570M

+417.2%

Free Cash Flow

$182M

Total Assets

$59B

Previous year: $66.9B

-11.8%

Jan 24, 2024

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Navient Q4 2023 Earnings Report

Navient reported a decrease in revenue and net income for Q4 2023. The company's performance was affected by various factors including the performance of different segments.

Total Revenue

$193M

Previous year: $232M

-16.8%

EPS

$0.21

Previous year: $0.85

-75.3%

Gross Profit

$81M

Previous year: $71M

+14.1%

Cash and Equivalents

$2.79B

Previous year: $1.54B

+82.0%

Total Assets

$61.4B

Previous year: $70.8B

-13.3%

Oct 25, 2023

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Navient Q3 2023 Earnings Report

Navient announced its financial results for the third quarter of 2023.

Total Revenue

$280M

Previous year: $247M

+13.4%

EPS

$0.47

Previous year: $0.75

-37.3%

Gross Profit

$85M

Previous year: $79M

+7.6%

Cash and Equivalents

$2.8B

Previous year: $1.36B

+105.4%

Total Assets

$63.4B

Previous year: $73.6B

-13.9%

Jul 26, 2023

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Navient Q2 2023 Earnings Report

Navient released its financial results for the second quarter of 2023, highlighting their performance in technology-enabled education finance and business processing solutions.

Total Revenue

$221M

Previous year: $271M

-18.5%

EPS

$0.7

Previous year: $0.92

-23.9%

Gross Profit

$83M

Previous year: $87M

-4.6%

Cash and Equivalents

$1.32B

Previous year: $976M

+34.9%

Total Assets

$65.6B

Previous year: $76.1B

-13.8%

Apr 26, 2023

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Navient Q1 2023 Earnings Report

Navient released its first quarter 2023 financial results, highlighting its performance in technology-enabled education finance and business processing solutions.

Total Revenue

$253M

Previous year: $276M

-8.3%

EPS

$1.06

Previous year: $0.9

+17.8%

Gross Profit

$72M

Previous year: $95M

-24.2%

Cash and Equivalents

$570M

Previous year: $708M

-19.5%

Total Assets

$66.9B

Previous year: $78.2B

-14.4%

Jan 24, 2023

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Navient Q4 2022 Earnings Report

Navient posted its 2022 fourth quarter financial results, demonstrating its performance in technology-enabled education finance and business processing solutions.

Total Revenue

$232M

Previous year: $272M

-14.7%

EPS

$0.85

Previous year: $0.78

+9.0%

Gross Profit

$71M

Previous year: $116M

-38.8%

Cash and Equivalents

$1.54B

Previous year: $905M

+69.6%

Total Assets

$70.8B

Previous year: $80.6B

-12.2%

Oct 25, 2022

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Navient Q3 2022 Earnings Report

Navient announced its third quarter 2022 financial results, showcasing its performance in technology-enabled education finance and business processing solutions.

Total Revenue

$247M

Previous year: $282M

-12.4%

EPS

$0.75

Previous year: $0.92

-18.5%

Gross Profit

$79M

Previous year: $127M

-37.8%

Cash and Equivalents

$1.36B

Previous year: $1.05B

+29.9%

Total Assets

$73.6B

Previous year: $81.9B

-10.1%

Jul 26, 2022

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Navient Q2 2022 Earnings Report

Navient announced its financial results for the second quarter of 2022, highlighting its performance in technology-enabled education finance and business processing solutions.

Total Revenue

$271M

Previous year: $282M

-3.9%

EPS

$0.92

Previous year: $0.98

-6.1%

Gross Profit

$87M

Previous year: $134M

-35.1%

Cash and Equivalents

$976M

Previous year: $1.45B

-32.8%

Total Assets

$76.1B

Previous year: $83.3B

-8.7%

Apr 26, 2022

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Navient Q1 2022 Earnings Report

Navient posted its 2022 first quarter financial results.

Total Revenue

$276M

Previous year: $295M

-6.4%

EPS

$0.9

Previous year: $1.71

-47.4%

Gross Profit

$95M

Previous year: $130M

-26.9%

Cash and Equivalents

$708M

Previous year: $1.5B

-52.7%

Total Assets

$78.2B

Previous year: $85B

-8.0%

Jan 25, 2022

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Navient Q4 2021 Earnings Report

Navient released its Q4 2021 financial results, highlighting its performance as a leading provider of education loan management and business processing solutions.

Total Revenue

$272M

Previous year: $314M

-13.4%

EPS

$0.78

Previous year: $0.97

-19.6%

Gross Profit

$116M

Previous year: $107M

+8.4%

Cash and Equivalents

$905M

Previous year: $1.18B

-23.5%

Total Assets

$80.6B

Previous year: $87.4B

-7.8%

Oct 26, 2021

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Navient Q3 2021 Earnings Report

Navient posted its 2021 third quarter financial results.

Total Revenue

$282M

Previous year: $321M

-12.1%

EPS

$0.92

Previous year: $1.03

-10.7%

Gross Profit

$127M

Previous year: $108M

+17.6%

Cash and Equivalents

$1.05B

Previous year: $1.78B

-40.8%

Total Assets

$81.9B

Previous year: $89.7B

-8.6%

Jul 27, 2021

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Navient Q2 2021 Earnings Report

Navient released its Q2 2021 financial results, highlighting its performance as a leading provider of education loan management and business processing solutions.

Total Revenue

$282M

Previous year: $329M

-14.3%

EPS

$0.98

Previous year: $0.91

+7.7%

Gross Profit

$134M

Previous year: $85M

+57.6%

Cash and Equivalents

$1.45B

Previous year: $1.63B

-11.0%

Total Assets

$83.3B

Previous year: $91B

-8.5%

Apr 27, 2021

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Navient Q1 2021 Earnings Report

Navient posted its 2021 first quarter financial results.

Total Revenue

$295M

Previous year: $297M

-0.7%

EPS

$1.71

Previous year: $0.51

+235.3%

Gross Profit

$130M

Previous year: $88M

+47.7%

Cash and Equivalents

$1.5B

Previous year: $1.08B

+38.1%

Total Assets

$85B

Previous year: $93.2B

-8.9%

Jan 26, 2021

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Navient Q4 2020 Earnings Report

Navient announced its Q4 2020 financial results, highlighting its performance in education loan management and business processing solutions.

Total Revenue

$314M

Previous year: $294M

+6.8%

EPS

$0.97

Previous year: $0.67

+44.8%

Gross Profit

$107M

Previous year: $94M

+13.8%

Cash and Equivalents

$1.18B

Previous year: $1.23B

-4.1%

Total Assets

$87.4B

Previous year: $94.9B

-7.9%

Oct 20, 2020

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Navient Q3 2020 Earnings Report

Navient posted its 2020 third-quarter financial results.

Total Revenue

$321M

Previous year: $309M

+3.9%

EPS

$1.03

Previous year: $0.65

+58.5%

Gross Profit

$108M

Previous year: $99M

+9.1%

Cash and Equivalents

$1.78B

Previous year: $1.58B

+12.1%

Total Assets

$89.7B

Previous year: $96.6B

-7.1%

Jul 21, 2020

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Navient Q2 2020 Earnings Report

Navient released its second-quarter 2020 financial results, highlighting its performance as a leading provider of education loan management and business processing solutions.

Total Revenue

$329M

Previous year: $296M

+11.1%

EPS

$0.91

Previous year: $0.74

+23.0%

Gross Profit

$85M

Previous year: $100M

-15.0%

Cash and Equivalents

$1.63B

Previous year: $1.75B

-6.5%

Total Assets

$91B

Previous year: $98.3B

-7.4%

Apr 21, 2020

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Navient Q1 2020 Earnings Report

Navient posted its first-quarter 2020 financial results.

Total Revenue

$297M

Previous year: $300M

-1.0%

EPS

$0.51

Previous year: $0.58

-12.1%

Gross Profit

$88M

Previous year: $98M

-10.2%

Cash and Equivalents

$1.08B

Previous year: $1.21B

-10.1%

Total Assets

$93.2B

Previous year: $101B

-7.3%

Jan 21, 2020

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Navient Q4 2019 Earnings Report

Navient released its Q4 and full-year 2019 financial results, which are available on the company's website.

Total Revenue

$294M

Previous year: $312M

-5.8%

EPS

$0.67

Previous year: $0.58

+15.5%

Gross Profit

$94M

Previous year: $96M

-2.1%

Cash and Equivalents

$1.23B

Previous year: $1.29B

-4.1%

Total Assets

$94.9B

Previous year: $104B

-8.9%

Oct 22, 2019

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Navient Q3 2019 Earnings Report

Total Revenue

$309M

Previous year: $327M

-5.5%

EPS

$0.65

Previous year: $0.56

+16.1%

Gross Profit

$99M

Previous year: $86M

+15.1%

Cash and Equivalents

$1.58B

Previous year: $2.14B

-26.1%

Total Assets

$96.6B

Previous year: $106B

-9.3%

Jul 23, 2019

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Navient Q2 2019 Earnings Report

Total Revenue

$296M

Previous year: $319M

-7.2%

EPS

$0.74

Previous year: $0.49

+51.0%

Gross Profit

$100M

Previous year: $84M

+19.0%

Cash and Equivalents

$1.75B

Previous year: $1.62B

+7.6%

Total Assets

$98.3B

Previous year: $109B

-9.8%

Apr 23, 2019

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Navient Q1 2019 Earnings Report

Total Revenue

$300M

Previous year: $330M

-9.1%

EPS

$0.58

Previous year: $0.4

+45.0%

Gross Profit

$98M

Previous year: $93M

+5.4%

Cash and Equivalents

$1.21B

Previous year: $2.4B

-49.7%

Total Assets

$101B

Previous year: $113B

-11.2%

Jan 22, 2019

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Navient Q4 2018 Earnings Report

Total Revenue

$312M

Previous year: $357M

-12.6%

EPS

$0.58

Previous year: $0.43

+34.9%

Gross Profit

$96M

Cash and Equivalents

$1.29B

Previous year: $1.52B

-15.3%

Total Assets

$104B

Previous year: $115B

-9.4%

Oct 23, 2018

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Navient Q3 2018 Earnings Report

Total Revenue

$327M

Previous year: $345M

-5.2%

EPS

$0.56

Previous year: $0.55

+1.8%

Gross Profit

$86M

Cash and Equivalents

$2.14B

Previous year: $1.25B

+71.7%

Total Assets

$106B

Previous year: $117B

-9.0%

Jul 24, 2018

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Navient Q2 2018 Earnings Report

Total Revenue

$319M

Previous year: $343M

-7.0%

EPS

$0.49

Previous year: $0.43

+14.0%

Gross Profit

$84M

Cash and Equivalents

$1.62B

Previous year: $1.15B

+40.7%

Total Assets

$109B

Previous year: $120B

-9.5%

Apr 24, 2018

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Navient Q1 2018 Earnings Report

Total Revenue

$330M

Previous year: $334M

-1.2%

EPS

$0.4

Previous year: $0.36

+11.1%

Gross Profit

$93M

Cash and Equivalents

$2.4B

Previous year: $1.36B

+75.8%

Total Assets

$113B

Previous year: $118B

-4.0%

Jan 23, 2018

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Navient Q4 2017 Earnings Report

Total Revenue

$357M

Previous year: $373M

-4.3%

EPS

$0.43

Previous year: $0.43

+0.0%

Cash and Equivalents

$1.52B

Previous year: $1.25B

+21.1%

Total Assets

$115B

Previous year: $121B

-5.1%

Oct 17, 2017

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Navient Q3 2017 Earnings Report

Total Revenue

$345M

Previous year: $405M

-14.8%

EPS

$0.55

Previous year: $0.5

+10.0%

Cash and Equivalents

$1.25B

Previous year: $1.82B

-31.5%

Total Assets

$117B

Previous year: $125B

-6.6%

Jul 18, 2017

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Navient Q2 2017 Earnings Report

Total Revenue

$343M

Previous year: $408M

-15.9%

EPS

$0.43

Previous year: $0.47

-8.5%

Cash and Equivalents

$1.15B

Previous year: $1.38B

-16.3%

Total Assets

$120B

Previous year: $128B

-6.2%

Apr 18, 2017

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Navient Q1 2017 Earnings Report

Total Revenue

$334M

Previous year: $416M

-19.7%

EPS

$0.36

Previous year: $0.44

-18.2%

Cash and Equivalents

$1.36B

Previous year: $1.17B

+16.8%

Total Assets

$118B

Previous year: $131B

-10.3%

Jan 24, 2017

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Navient Q4 2016 Earnings Report

Total Revenue

$373M

Previous year: $445M

-16.2%

EPS

$0.43

Previous year: $0.48

-10.4%

Cash and Equivalents

$1.25B

Previous year: $1.59B

-21.4%

Total Assets

$121B

Previous year: $134B

-9.6%

Oct 18, 2016

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Navient Q3 2016 Earnings Report

Total Revenue

$405M

Previous year: $460M

-12.0%

EPS

$0.5

Previous year: $0.47

+6.4%

Cash and Equivalents

$1.82B

Previous year: $1.31B

+39.7%

Total Assets

$125B

Previous year: $138B

-9.0%

Jul 19, 2016

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Navient Q2 2016 Earnings Report

Total Revenue

$408M

Previous year: $452M

-9.7%

EPS

$0.47

Previous year: $0.4

+17.5%

Cash and Equivalents

$1.38B

Previous year: $1.61B

-14.7%

Total Assets

$128B

Previous year: $140B

-8.4%

Apr 19, 2016

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Navient Q1 2016 Earnings Report

Total Revenue

$416M

Previous year: $489M

-14.9%

EPS

$0.44

Previous year: $0.48

-8.3%

Cash and Equivalents

$1.17B

Previous year: $2.05B

-43.1%

Total Assets

$131B

Previous year: $144B

-8.7%

Jan 26, 2016

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Navient Q4 2015 Earnings Report

Total Revenue

$445M

Previous year: $517M

-13.9%

EPS

$0.48

Previous year: $0.53

-9.4%

Cash and Equivalents

$1.59B

Previous year: $1.44B

+10.5%

Total Assets

$134B

Previous year: $146B

-8.4%

Oct 20, 2015

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Navient Q3 2015 Earnings Report

Total Revenue

$460M

Previous year: $529M

-13.0%

EPS

$0.47

Previous year: $0.52

-9.6%

Cash and Equivalents

$1.31B

Previous year: $1.94B

-32.8%

Total Assets

$138B

Previous year: $140B

-1.9%

Jul 21, 2015

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Navient Q2 2015 Earnings Report

Total Revenue

$452M

Previous year: $522M

-13.4%

EPS

$0.4

Previous year: $0.56

-28.6%

Cash and Equivalents

$1.61B

Previous year: $1.64B

-1.3%

Total Assets

$140B

Previous year: $143B

-1.9%

Apr 21, 2015

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Navient Q1 2015 Earnings Report

Total Revenue

$489M

Previous year: $654M

-25.2%

EPS

$0.48

Previous year: $0.36

+33.3%

Cash and Equivalents

$2.05B

Previous year: $3.74B

-45.2%

Total Assets

$144B

Previous year: $156B

-8.1%

Feb 27, 2015

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Navient Q4 2012 Earnings Report

EPS

$1.93

Cash and Equivalents

$3.9B

Jan 21, 2015

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Navient Q4 2014 Earnings Report

Total Revenue

$517M

EPS

$0.53

Previous year: $0.62

-14.5%

Cash and Equivalents

$1.44B

Previous year: $5.19B

-72.2%

Total Assets

$146B

Previous year: $160B

-8.3%

Oct 30, 2014

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Navient Q3 2013 Earnings Report

EPS

$0.59

Cash and Equivalents

$4.33B

Oct 15, 2014

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Navient Q3 2014 Earnings Report

Total Revenue

$529M

EPS

$0.52

Previous year: $0.59

-11.9%

Cash and Equivalents

$1.94B

Previous year: $4.33B

-55.1%

Total Assets

$140B

Aug 1, 2014

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Navient Q2 2013 Earnings Report

EPS

$1.21

Cash and Equivalents

$3.33B

Jul 16, 2014

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Navient Q2 2014 Earnings Report

Total Revenue

$522M

EPS

$0.56

Previous year: $1.21

-53.7%

Cash and Equivalents

$1.64B

Previous year: $3.33B

-50.8%

Total Assets

$143B

May 9, 2014

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Navient Q1 2013 Earnings Report

EPS

$0.76

Cash and Equivalents

$3.69B

May 9, 2014

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Navient Q1 2014 Earnings Report

Total Revenue

$654M

EPS

$0.36

Previous year: $0.76

-52.6%

Cash and Equivalents

$3.74B

Previous year: $3.69B

+1.5%

Total Assets

$156B

May 9, 2014

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Navient Q4 2013 Earnings Report

EPS

$0.62

Previous year: $1.93

-67.9%

Cash and Equivalents

$5.19B

Previous year: $3.9B

+33.1%

Total Assets

$160B