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Mar 31

Northern Trust Q1 2025 Earnings Report

Northern Trust reported solid Q1 2025 results with strong earnings growth and continued positive operating leverage.

Key Takeaways

Northern Trust delivered robust Q1 results, achieving a net income of $392 million and EPS of $1.90. Despite a slight decline in revenue from the prior quarter, the company maintained strong capital levels and continued its shareholder returns.

Net income reached $392 million, up significantly from $214.7 million a year ago.

EPS grew to $1.90 from $0.96 in Q1 2024.

Total revenue reached $1.9456 billion, with strength in trust fees and net interest income.

Returned $435 million to shareholders through dividends and buybacks.

Total Revenue
$1.95B
Previous year: $1.65B
+18.1%
EPS
$1.9
Previous year: $1.7
+11.8%
ROE
13%
Previous year: 7.3%
+78.1%
AUC/A
$16.9T
Previous year: $16.5T
+2.7%
AUM
$1.61T
Previous year: $1.5T
+7.1%
Free Cash Flow
$2.74B
Previous year: -$1.47B
-286.6%
Total Assets
$165B
Previous year: $156B
+5.7%

Northern Trust

Northern Trust

Northern Trust Revenue by Segment

Forward Guidance

Northern Trust expects to remain well-positioned to manage macroeconomic uncertainties while pursuing strategic priorities.

Positive Outlook

  • Continued execution of One Northern Trust strategy.
  • Strong capital position supports resilience.
  • Third consecutive quarter of positive operating leverage.
  • 13% ROE while boosting capital levels.
  • Sustained client asset growth in AUC/A and AUM.

Challenges Ahead

  • Macroeconomic uncertainty may pressure credit reserve outlook.
  • Slight sequential decline in trust and servicing fees.
  • Other noninterest income declined compared to Q4 2024.
  • Slight decrease in net interest margin from prior quarter.
  • Expenses increased due to compensation and software costs.