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Jun 30, 2025
Preferred Bank Q2 2025 Earnings Report
Preferred Bank reported solid Q2 2025 results with steady earnings growth and strong net interest income.
Key Takeaways
Preferred Bank delivered stable earnings in Q2 2025, supported by strong net interest income and disciplined expense management, resulting in healthy profitability.
Net income reached $32.8 million for the quarter
EPS was reported at $2.52 per diluted share
Total revenue was $66.87 million driven by net interest income
Loan growth and stable credit quality supported strong financial performance
Forward Guidance
The bank expects continued stable net interest income and loan growth but remains cautious about expense pressures and interest rate volatility.
Positive Outlook
- Expect stable net interest income in coming quarters
- Loan growth expected to remain solid
- Credit quality anticipated to stay strong
- Maintaining strong capital levels
- Continued focus on operational efficiency
Challenges Ahead
- Expense growth pressure from inflation
- Potential margin compression if rates decline
- Regulatory compliance costs expected to rise
- Competition for deposits remains strong
- Economic uncertainty may impact loan demand
Historical Earnings Impact
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Avg. Return Before/After Earnings
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