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Qifu Technology delivered $731.2M in revenue and $201.2M in net income for Q3 2025. While income was down from the prior quarter, cash from operations remained strong and the business maintained healthy margins.
Generated $731.2M in total revenue during the quarter.
Reported net income of $201.2M and non-GAAP net income of $211.9M.
EPS came in at $1.52, with non-GAAP EPS at $1.60.
Strong cash flow from operations totaled $351.4M.
Qifu expects net income between RMB 0.92B and 1.12B in Q4, with a YoY decline of 39% to 49%, reflecting macro and regulatory challenges.
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