RBB Bancorp presentó resultados sólidos en el cuarto trimestre de 2025, con utilidades estables, mejora en la calidad de activos y una reducción continua de activos no rentables. La entidad mantuvo una posición de capital robusta a pesar de un entorno de tasas desafiante.

RBB Bancorp delivered strong results in Q3 2025 with a rise in net income, improved net interest income, and reduced credit costs, though noninterest income declined due to the absence of ERC gains.

RBB Bancorp reported a significant increase in net income to $9.3 million, or $0.52 diluted earnings per share, for the second quarter of 2025, primarily driven by a $5.2 million Employee Retention Credit. The company also saw expansion in its net interest margin and strong loan growth.

RBB Bancorp reported net income of $2.3 million, or $0.13 diluted earnings per share, for the first quarter of 2025. This decline was primarily due to a $6.7 million pre-tax provision for credit losses, largely related to reducing exposure to nonperforming loans. Despite this, the company saw a 12% annualized net loan growth and an expansion in net interest margin to 2.88%.

RBB Bancorp reported a net income of $4.4 million, or $0.25 diluted earnings per share, for the fourth quarter of 2024. Net interest income increased to $26.0 million, driven by declining funding costs and stable interest income. The company saw an increase in nonperforming loans due to one credit relationship downgrade, which they are actively working to resolve.

RBB Bancorp reported a net income of $7.0 million, or $0.39 diluted earnings per share, for the quarter ended September 30, 2024. Loan growth was at an annualized rate of 6%, and net interest margin increased slightly.

RBB Bancorp reported a net income of $7.2 million, or $0.39 diluted earnings per share, for the quarter ended June 30, 2024. The company saw modest loan growth and unchanged funding costs, but also experienced a slight decrease in net interest margin and an increase in non-performing loans.

RBB Bancorp reported a net income of $8.0 million, or $0.43 diluted earnings per share, for the quarter ended March 31, 2024. Net interest income was $24.9 million, and noninterest income was $3.4 million. Total assets were $3.9 billion as of March 31, 2024.

RBB Bancorp reported a net income of $12.1 million, or $0.64 diluted earnings per share, for the quarter ended December 31, 2023. The results included a $5.0 million Community Development Financial Institution (CDFI) Equitable Recovery Program (ERP) award on a pre-tax basis. Net interest income was $25.7 million for the fourth quarter of 2023, and total assets were $4.03 billion as of December 31, 2023.

RBB Bancorp reported a net income of $12.0 million, or $0.63 diluted earnings per share, for the quarter ended September 30, 2023. The company saw an increase in net income compared to the previous quarter, stabilization in credit, and a reduction in expenses.

RBB Bancorp reported a net income of $10.9 million, or $0.58 diluted earnings per share, for the quarter ended June 30, 2023. The company is proactively managing its loan portfolio and confident that underwriting standards will limit ultimate losses.

RBB Bancorp reported a net income of $11.0 million, or $0.58 diluted earnings per share, for the quarter ended March 31, 2023. Deposits, excluding brokered certificates of deposits, increased by $58.5 million. The company's capital position remained strong.

RBB Bancorp reported a record net income of $17.6 million, or $0.92 diluted earnings per share, for the fourth quarter of 2022. Loan growth, increasing loan yields, and declining expenses drove the record results. The company's organizational re-alignment is underway, and all internal investigations have concluded.

RBB Bancorp reported a record net income of $16.7 million, or $0.87 diluted earnings per share, for the three months ended September 30, 2022. Loans grew by $176.2 million, or 22.9% annualized, from the end of the prior quarter. Net interest income increased to a record $39.0 million.

RBB Bancorp reported a net income of $15.5 million, or $0.80 diluted earnings per share, for the three months ended June 30, 2022. The company saw increases compared to both the prior quarter and the second quarter of 2021.

RBB Bancorp reported a net income of $14.6 million, or $0.74 diluted earnings per share, for the quarter ended March 31, 2022. Loans held for investment topped $3 billion for the first time, average non-interest bearing deposits increased by 10%, and net interest income grew.

RBB Bancorp reported a record net income of $15.7 million, or $0.79 diluted earnings per share, for the three months ended December 31, 2021. This represents an increase of $342,000, or 2.2%, from the prior quarter and an increase of $4.6 million, or 40.9%, from the fourth quarter of 2020.

RBB Bancorp reported a record net income of $15.4 million, or $0.77 diluted earnings per share, for the quarter ended September 30, 2021. The results were driven by the company's differentiated business model and were positively impacted by a $1.8 million CDFI grant.

RBB Bancorp reported a record net income of $13.4 million, or $0.67 diluted earnings per share, for the quarter ended June 30, 2021. Total deposits increased by $248.6 million from the end of the prior quarter.

RBB Bancorp reported record net income of $12.5 million, or $0.63 diluted earnings per share, for the quarter ended March 31, 2021. The company benefited from a rapidly improving economy and saw strong growth in noninterest-bearing deposits.

RBB Bancorp reported a net income of $11.1 million, or $0.56 diluted earnings per share, for the quarter ended December 31, 2020. This represents an increase compared to both the prior quarter and the fourth quarter of 2019. The company's performance was boosted by an increase in net interest margin and gains on loan sales.

RBB Bancorp reported a net income of $8.5 million, or $0.43 diluted earnings per share, for the quarter ended September 30, 2020. The company experienced strong earnings, increasing net interest margin, and asset and deposit growth. The board of directors approved the reinstatement of the stock repurchase program.

RBB Bancorp reported a net income of $6.5 million, or $0.33 diluted earnings per share, for the quarter ended June 30, 2020. Loan growth was strong, increasing by $108.7 million, excluding PPP and held-for-sale loans.

RBB Bancorp reported a net income of $6.7 million, or $0.33 diluted earnings per share, for the quarter ended March 31, 2020. The company completed the acquisition of Pacific Global Bank on January 10, 2020, and is actively addressing client needs during the COVID-19 pandemic, including offering loan relief and enrolling clients in the SBA Paycheck Protection Program.

RBB Bancorp reported a record net income of $10.7 million, or $0.52 diluted earnings per share, for the quarter ended December 31, 2019. The company's performance was driven by significant revenue growth, well-managed expenses, and disciplined balance sheet management. The company also completed the acquisition of Pacific Global Bank on January 10, 2020.